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Lucifa's (Ac)counting the pennies DFW diary

1235737

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  • dangers
    dangers Posts: 1,456 Forumite
    First Post Combo Breaker First Anniversary
    The nail brush isn't too bad - honest. Sometimes it is the ONLY thing that will do the trick! You can be quite gentle with it - the bristles work into the skin; or you can go in rough (depends on how you are feeling towards the child concerned!!!)
  • tenmah
    tenmah Posts: 2,209 Forumite
    Hi Luc

    Just wondering how your job is going?

    Ruth
    OD [STRIKE] £2600 [/STRIKE] £0 :j Loan [STRIKE]£9500.00[/STRIKE] £0 :j Car [STRIKE]£3150[/STRIKE] £0 :j Moving Costs [STRIKE]£1300[/STRIKE] £0 :j Savings £1150 :j

    Everytime I hear the 'dirty' word Exercise, I wash my mouth out with chocolate!
  • beanielou
    beanielou Posts: 92,112 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    Dont think Luc starts til next week Tenmah?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    First Anniversary Combo Breaker
    hey peeps. Job starts next week;)

    The lack of internet appearances is due to not having a functioning power pack in the day. I can bum off Hubbles' in the evening but it doesn't have a high enough wattage to charge my laptop battery :\
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


  • tenmah
    tenmah Posts: 2,209 Forumite
    Ah right. I thought you started on the 12th for some reason. Maybe you said 12 day time and I got confuddled!
    OD [STRIKE] £2600 [/STRIKE] £0 :j Loan [STRIKE]£9500.00[/STRIKE] £0 :j Car [STRIKE]£3150[/STRIKE] £0 :j Moving Costs [STRIKE]£1300[/STRIKE] £0 :j Savings £1150 :j

    Everytime I hear the 'dirty' word Exercise, I wash my mouth out with chocolate!
  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    First Anniversary Combo Breaker
    Right, I have been paid:j so May's budget looks a little like this....

    OPENING BALANCE 379

    EXPENDITURE
    Joint account (1,000)
    A&L loan (156)
    Mobile phone (20)
    Tesco card (40)
    Egg card (40)
    Contacts (19)
    Cat insurance (14)
    Overdraft (200)
    Commute (90)
    Spends (200)
    Bank fees
    INCOME
    Salary 1,900

    CLOSING BALANCE 500

    Looking good. Should be able to sweep a good chunk into overdrawn HBoS account and get it nicely cleared off in relatively short order and get it closed before moving on to tackle Egg and then cancelling that one:D By Xmas I should only have the Tesco card to clear:j
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


  • beanielou
    beanielou Posts: 92,112 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    Looking good :)
    Will be fab to only have one card to clear :grin:
    You ok?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    First Anniversary Combo Breaker
    beanielou wrote: »
    Looking good :)
    Will be fab to only have one card to clear :grin:
    You ok?

    I'm tired but otherwise okay. Nathan has been quite poorly with temperature spikes all week and that along with a new job has meant my mind is fully occupied so haven't dwelt on recent events at all and it just feels miles away from now. Hope that doesn't come across as totally callous. I was delighted to be pregnant but hadn't 'engaged' with the baby like I did when Nathan was Bean because there was so much going on with new job.

    Anyway, onwards and upwards:D Here's to being debt free in 2011:beer:
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


  • beanielou
    beanielou Posts: 92,112 Ambassador
    Academoney Grad I'm a Volunteer Ambassador Mortgage-free Glee! Name Dropper
    Oh to be debt free in 2011~in my dreams.
    Anyway take care.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Lucifa73
    Lucifa73 Posts: 7,726 Forumite
    First Anniversary Combo Breaker
    Fairly average weekend in the scheme of things really.

    Nathan's temperature finally stopped spiking late on Saturday and he got his appetite back which is a relief becuase he's barely eaten or drunk anything for a week and the weight has fallen off him. He's still utterly shattered and coughing a bit but all in all a marked improvement and he's back to nursery today.

    As for me & Hubbles - well not surprisingly we have got what Nathan has had - full of the cold and very sore throats, to the point where it is painful to swallow. I feel like someone has shoved sandpaper down my throat and scalpel blades into my tonsils/glands. Not nice.

    On a spend/save front we did a tesco shop online and with various codes, including a tenner off because we haven't used the online service for a while, managed to get £20 off so quite pleased with that. It includes food for lunches so shouldn't have to buy linch this week which will not only save money, but get me back on track in terms of being healthy:A

    I also went and got a few bits for work as my old stuff is more worn out looking than I realised. Not the cheapest stuff but I find that for work if I pay a bit more it wears better, especially shirts and skirts/trousers so £75 for 3 shirts and a skirt which should see me right until next month when I want to replace some trousers and shoes and add a couple of cardis as the office temperature can be a bit hit or miss...

    All within budget though:D:A:A:A
    26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%
    28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%
    SPC 2019 #073


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