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Lucifa's (Ac)counting the pennies DFW diary
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Subscribed to your diary - garden sounds fab - would love to be involved in something like that!0
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Well it is only April Luc!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Luc found your new diary and just wanted to add that I think you are an inspiration - I know that I do not know you as well as the others but it appears that you have overcome a great deal. Nathan and OH are very lucky to have someone who is as determined as you. Good luck and go girl and get all you wish for. Will keep popping back to push you on track when you need it, but me thinks that you won't need me. Take care Billie xx:T:j I belong to Mike's Mob :j0
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Luc found your new diary and just wanted to add that I think you are an inspiration - I know that I do not know you as well as the others but it appears that you have overcome a great deal. Nathan and OH are very lucky to have someone who is as determined as you. Good luck and go girl and get all you wish for. Will keep popping back to push you on track when you need it, but me thinks that you won't need me. Take care Billie xx:T
I always need friends;)26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%SPC 2019 #073
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Lovely new diary
Allotment/Garden project sounds amazing, hope it works out for you. Guess you could take on a small plot which gives you enough to grow something but not so big that its unmanagable. I'll make a wish, take a chance, make a change And breakaway. I'll take a risk, take a chance, make a change and breakaway ....
Finally Debt Free...0 -
Lovely new diary Allotment/Garden project sounds amazing, hope it works out for you. Guess you could take on a small plot which gives you enough to grow something but not so big that its unmanagable.
That's what I thought, and I can also do some of the communal stuff to be involved in bigger projects (there are talks of a poly tunnel and cold frames being set up.26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%SPC 2019 #073
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The allotment sounds brilliant - and it sounds like you really enjoyed being there - fantastic!Debt@16.12.09 £10,362.38, now debt free as of 29.02.2012."I cannot make my days longer so I strive to make them better."0
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Morning.
Just had a call from student loans. Apparently my last payment didn't clear (HBoS:mad:) so I need to shuffle my few remaining funds and phone back to pay it. On the plus side it is my last ever student loan payment so will be almost £90 a month better off than last time I was earning.
Now I know I am going to be earning I have asked Hubbles for a loan of £500 to avoid any last minute charges and will pay that back over the next 2 or 3 months (not because he's mean but because he has worked really hard to keep a float in the bank which will eventually be a deposit on our new home;))
Going to visit the nursery we've picked again today. Hubbles wants a look-see and we need to hand in registration form and deposit. Then home (via Ms for milk and butter) to ironing and playtime;)
No gardening today:(26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%SPC 2019 #073
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Hubbles is considering switching current account to First Direct to get the £100 reward.
Can I do the same? Or will him doing it stop me doing it. A free £100 is not to be sniffed at!26.2.19/14.1.19: T MC 3629.26/3629.26 : VM 0% 1050/13876.59 : W 0% 100/1485 = 4409.26/18990.85 =25.17%28.1.19/28.1.19 Hubs 0% £400/£2,977 =13.44%SPC 2019 #073
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Luc we have been with FD for years and can highly recommend them - internet and/or phone banking with them is fab. XXNothing is so fatiguing as the eternal hanging on of an uncompleted task. William James0
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