The Bones

Options
1121315171843

Comments

  • [Deleted User]
    Options
    Thanks AC x
  • [Deleted User]
    Options
    Hmm so having a mooch about on Facebook today and it appears that someone I thought was my friend (ex-colleague) has unfriended me, guessing that she hasn't liked my recent posts. Oh well! She always was a bit of a strange one.

    I keep looking at my pots spreadsheet trying to figure out if there's a way I can magically increase my pots...I wish! Will just have to keep plodding as normal.

    Not a lot to add, everything is going as per the norm. At least it's Wednesday, one step closer to the weekend.
  • [Deleted User]
    Options
    Afternoon,

    So I have been thinking, which would be better to keep the CC overpayment pot and the Overdraft pot as they are OR merge the CC overpayment pot into the Overdraft pot and once there is sufficient in that pot, to then clear the Overdraft?

    I could always wait until I hit my current EF target and then build up the OD pot?
  • [Deleted User]
    Options
    Ignore this one! I am over thinking things and will leave the pots as they are.

    If I can increase the OD pot then I will put any spare cash into it.
  • HairyHandofDartmoor
    Options
    That's the trouble with a fixed income, it makes it hard to increase pots. All I can think of is surveys or selling stuff on ebay or similar. What about selling your tapestries once completed?
    Finally Debt Free After 34 Years, But Still Need to Live Frugally
    Debt in July 2017 = £58,766 😱 DEBT FREE 31 OCTOBER 2017 :T 🎉
    EMERGENCY FUND 1 = £50/£5,000. EMERGENCY FUND 2 = £10/£5,000.
    CHRISTMAS SAVINGS = £0/£500. SEF = £1,400/£12,000 PREMIUM BONDS ME = £350. PREMIUM BONDS DH = £300.
    HOLIDAY MONEY = £0 TIME LEFT TO PAY OFF MORTGAGE = 5 YEARS 1 MONTHS
  • [Deleted User]
    Options
    That's the trouble with a fixed income, it makes it hard to increase pots. All I can think of is surveys or selling stuff on ebay or similar. What about selling your tapestries once completed?

    Doesn't it just...DH's commission restarts with this new company so we will renew a lot of things that we are desperately in need of and I will add bits to the OD pot that way.

    I'm not sure anyone would by my tapestries, I see a lot of completed ones on ebay.
  • [Deleted User]
    Options
    Good afternoon,

    Had a very very drunken weekend, MiL's party was a good success. She loved the cake that DD made and she was made up with the tapestry that we got framed for her.

    We had cottage pie for dinner last night and I brought some for lunch today.

    Pay day for DH in two days, We will find out if old company will pay up or not, they have no reason not to be could prove to be difficult if they choose.

    Aiming for some AFD's and NSD's this week.

    I need to sort out my goals for December and sort out what is coming up next month.
  • [Deleted User]
    [Deleted User] Posts: 0 Newbie
    Name Dropper First Anniversary First Post I've been Money Tipped!
    edited 4 December 2019 at 11:14AM
    Options
    Personal

    Read my book
    Keep going to the gym
    Get more sleep
    Drink more water
    Sew on DD's badges - Nope still not done them :o :rotfl:
    Take said camp blanket to be dry cleaned

    Financial

    Lunches to work - Aim 13 days
    No Spend days - TBC
    Alcohol Free days - TBC
    Groceries - need to stop the many top up shops
    Meal plan - I haven't done this, so need to get back into it.
    Keep logging in with money hub app
    Fuel in car - Need to have more Eco drives

    Household

    Keep up with the housework


    Things coming up in December:

    DH's angiogram - DONE
    Site Team Christmas night out
    DH's Christmas work stuff
    Christmas presents to buy
    Get organised for Christmas - cards, tags etc
    DS Cadet Bowling night
    DS Cadet Fish & chip night
    DD Guide Christmas party night


    As you can tell, I didn't do DD's badges....told you I needed nagging :D
  • Iwantanewlife
    Options
    Nice to see you back! I hope you are well
    My debt free journey, diary and all! New Life Pending :beer:
  • [Deleted User]
    Options
    Nice to see you back! I hope you are well

    Thank you, I'm good thanks, hope you are too?
This discussion has been closed.
Meet your Ambassadors

Categories

  • All Categories
  • 343.2K Banking & Borrowing
  • 250.1K Reduce Debt & Boost Income
  • 449.7K Spending & Discounts
  • 235.3K Work, Benefits & Business
  • 608.1K Mortgages, Homes & Bills
  • 173.1K Life & Family
  • 247.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 15.9K Discuss & Feedback
  • 15.1K Coronavirus Support Boards