We're a friendly community of MoneySavers sharing our experiences and tips to help each other out
Budgeting, Banking, Cards and Loans, Credit Scores, Reclaim fees & charges
Making money, Debt-Free Diaries, Bankruptcy, IVAs & DROs
Consumer Rights, MoneySaving, Deals, Vouchers & Discounts, Freebies
Tax & Benefits, Jobs & Training, Pensions, Redundancy, Charities
Buying, Renting, Selling, Energy, Household Bills, Home Improvement
Insurance & Life Assurance, Disability, Weddings, Children, Death & Probate
Holidays, Days Out, Flight Delays, Parking Tickets, Public Transport
Competitions Time, Old Style MoneySaving, Techie Stuff, Crafting
Need help using the MSE Forum, or want to share feedback about how this website works?
Hi everyone, We know the Forum’s performance has been sub-optimal over the last few weeks, and for that we can only apologise. The site’s been experiencing stability issues, resulting in the ‘Gateway Timeout’ messages you may have seen. The Cloudflare ‘Verifying you’re human’ checks have been temporarily put in place at…
If your menu planning needs a boost, the MSE Forum community can help with budgeting tips for your supermarket shop, motivation to make the most of what's already in the cupboard and pictures of tasty low-cost meals cooked up by fellow MoneySavers. Read the full blog post Seen something on the Forum we should include in…
Cultured city break? All-inclusive with the kids? Exploring the countryside? With the smell of sunscreen in the air, many people's thoughts turn to a summer getaway. Have you already sorted your plans, still seeking inspiration, or looking to nab a last minute deal? Let us know below!
I have just been told by HMRC (self assessment department) that the tax thresholds for 2017/18, 2018/19, 2019/20 were, respectively, £8,164, £8,424 and £9,504 and that I owe national insurance contributions for those years of just over £100 per year. The National Insurance department says I do not owe anything. And my…
Tax code 1359. The calculators show that allows earnings of 51299 without any falling into the 40% band. Looking to pay into AVC’s as income is just falling into 40%. But do we use 50270 or 51299 to calculate AVC contributions? Would the same apply to marriage allowance?
Annoyingly I have just received a CCJ - default claim letter for parking in BP garage near Gatwick. I had parked up in the parking bay unaware that I had exceeded the time limit, which I can't remember as it has been so long ( over 3yrs ago). It is DCB chasing me, I didn't respond to letters and now I have received a CCJ.…
After submitting 23/24 SIPP contribution figure (via SA) to HMRC in Oct, my OH's account is showing that she is due a (correct) c.£2k refund to cover the additional relief for a HR tax payer. She requested the refund Oct 28 and has the reference (&screen shots) to evidence it. The standard statement indicates it should be…
My landlord jacked up my rent from 700 to 900 a couple of months ago. I had indicated that was quite a leap and wasnt keen on this large increase. At the time he had suggested i move out and look for cheaper digs if it was a financial burden on me. We had exchanged emails a bit and he suggested i move out in 2 weeks and…
This is the place for questions around your rights as a consumer, including reclaims, faulty goods & more
It looks like you're new here. Sign in or register to get started.
Join other MoneySavers in taking part in one of the Forum's most popular challenges with the aim to save £667.95 by the end of 2025
How many days this month can you go without non-essential spending?
Whether it's to tighten your belt or not, have you done away with a service since the start of the year?
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Free and available on iOS and Android
Tip Email