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What's been going on in the MSE Forum this past week? Let's explore some of the topics that have generated debate and MoneySaving insight. Seen something on the Forum we should include in next week's highlights blog? Let us know in this thread.
Whether it's films, TV, music, books or video games, we live in an age where we can stream or buy our favourite media digitally. For many of us it's certainly convenient - we can access content wherever we are with just a few taps or clicks...unless the wifi goes down, or the platform decides to remove something from their…
Planning a purchase? Bothered by badgers in the garden? Got a culinary conundrum? Whatever dilemma you're facing, the MSE Forum will dispense practical wisdom with a MoneySaving twist. Read on to find out what Forumites have been talking about this week. Seen something on the Forum we should include in next week's…
My 80 year-old mum owns a flat which she rents out for income. There is no mortgage and it’s worth about £400k. She also has a mortgage-free residential home worth about £575k. We’re wondering if there’s a way to put the rental property into some sort of trust in order to reduce IHT? She has five children and no spouse. If…
We have a smart meter fitted last week. We have economy 7. Since the new meter went in the immersion heaters have not turned on. Previously the immersion switch stayed on all the time and the power to it was automatically energised when the off peak rate started. It seems that this is not happening since the new meter. We…
Finally after twelve years of part one of this diary it’s time for part two 😆 Heres part one, slightly lengthy now to say the least! https://forums.moneysavingexpert.com/discussion/2408201/pay-off-mortgage-and-start-having-fun/p1 So condensing 12 years into a few sentences…. I joined the mfw board in April 2010, with a…
Hi everyone, I’m in around £31,000 of credit card debt across four cards, and the stress and anxiety is seriously affecting my health. I’ve struggled with anxiety for over 20 years, and this situation has made it so much worse. I missed my minimum payments in March and will likely miss them again in April. The constant…
I have sold my property which has a fully offset mortgage, previously the lender was asking me how do I plan to pay my mortgage off in 25 years time. I am now wondering whether it would make any difference between using the sell proceeds rather than the money from my offset account? I am thinking to use the sell proceeds…
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