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25 year old dept
Hi there I'll bore you with the details.. approx 25 years ago I was unemployed claiming benefits.. got a part time 5ime job in a school.. was told I was OK to carry on claiming.. this was wrong I should have been claiming working family tax credits... long and short.. had an interview and they said this would be OK.. we'll…
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The Awesome April NSD Challenge.
Spring is here.April showers,lambs bleating in the fields,little birds chirping in the trees,Easter eggs galore. :) Yes indeed,a wondrous month! So join us doing the NSD challenge,the best of them all! :j:j You're all welcome. :money:
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Make £10 a day April 2017 - everybody most welcome to join
Hello and welcome everybody :hello: This is the 116th month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, lynnejk, Rawdinosaur, Emmaglet, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir for keeping the thread going. I know this first post is long,…
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April Penny Pincher Challenge
Rules & Guidance* You have to Choose 15 items off of the list to do each month * Keep count of how many times you do the tasks during the month There isn't a limit to how many times you can do the task but at least aim to do each item at least once! * You can split the tasks into daily,weekly,monthly but you have to do…
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NST - Amazing Aperire
Welcome to April’s NST challenge – it is believed that the word April comes from the Latin word Aperire which means to open. Spring officially started on 20th March so in April we are really at the start of Spring and this month I want to celebrate all things Spring. Also in April we have Daffodil Sunday on Sunday 2nd…
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The No More buying Computer Games Until I have Completed Them. Thread
Ok so who here buys a computer game (PC/Xbox/Playstation etc) starts it and never finishes the game... Who has a habit of buying the latest release when they come out... Dose anyone Complete a game before buying another one (I don't do that) I usually buy a game when it comes out if I want it and got quite a few I haven't…
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advice on going it alone.
hi guys i need advice please. been with a debt manament for the last 10 years all been going well until now, they have put my payments up by over £100 a month and trying to force me into iva. I simply cannot afford these payments even thought i have explained this , seems to be falling on deaf hears. (large sighs) so…
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Changing My Life By 30 Challenge
I've decided to set myself a challenge of making or saving £6 a day between now and my 30th towards the end of the year...to be able to do two things which are important for me to move forward. I've done £2 a day challenges in the past, under this name and my previous, so I know some of the old tricks but any other help or…
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Debt free soon... but what about my credit rating?
Hi guys I'm a newbie here! I'm going to be in a position soon where I will be totally debt free! :beer: I've struggled with the debt for quite a number of years I'm on a debt management plan and my current credit score is very poor. My question is once everything is paid off, it will all be paid off at the same time. How…
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The Mad and Marvelous NSD March Challenge!
Welcome to March...g-gulp!March already, goodness.Where does the time go? Who will join me in the wondrous, all absorbing pastime that is NSD chasing? Sign up, give it a twirl, and I assure you, you'll be hooked!
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Make £10 a day March 2017 - everybody most welcome to join
Hello and welcome everybody This is the 115th month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, lynnejk, Rawdinosaur, Emmaglet, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir for keeping the thread going. I know this first post is long, but…
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NST Muddy March Marathon
NST: MUDDY MARCH MARATHON Inspired by the Zumba Twins (my niece and her wife) who completed a 10k mud run in aid of their local hospice last month and in despair at the impossibility of following Captain abundant's Winter Voyage, I have decided that in March we will run a Muddy March Marathon. M March comes in like a lion…
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Which one to pay first?
Hello everyone Hope this is the right section I'm about to recover a payment of £5600 from a PPI Claim (Thanks MSE/Resolver :beer:) and two unsecured debts I want to take a good old chunk out of. The Virgin Credit Card stands at £3651and is on a 0% until December 2018 when it becomes a 17.48% card The Co-operative Bank…
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If you’ve a piggybank or coin jar, watch out – your £1 coins will soon be unspendable
Hi everyone Can you please share this blog with anyone you know who's saving £1 coins? Especially if you're doing the sealed pot challenge! Thank you! If you’ve a piggybank or coin jar, watch out – your £1 coins will soon be unspendable
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Direct debit sort of???
All can anyone provide some advice please? I pay for my TV paper to be delivered by quarterly direct debit. For this I am supposed to receive 13 issues. This time I have only received 11 and as this wasn't the first time this has happened have no cancelled and go e somewhere else. When I rang they promised to send the 2…
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The Fabulous February NSD Challenge!
Where has the month gone, I hear you ask?Indeed. February will be here shortly....who wants to learn the wise and ancient art of moth cultivation and join the super ' no spend day' challenge? You're all welcome! :)
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Make £10 a Day February 2017 - Everybody most welcome to join
Hello and welcome everybody This is the 114th month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, lynnejk, Rawdinosaur, Emmaglet, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir for keeping the thread going. I know this first post is long, but…
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NST February Challenge : A Winter Voyage
Welcome to February’s NST Challenge : A Winter Voyage The end of January is almost upon us… I’m looking outside and there’s a blue sky, and the frost is thawing. It has been a long month – and for those who maybe have children and celebrated Christmas, it can feel like you’re just about recovering from the expense.…
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Credit card debt help
Hi all, I have a big credit card debt problem. I currently have debts in excess of £40'000 accross my cards. I am currently unemployed and have been since August 2016. I have a compulsive shopping disorder which is nearly stopping as all of my cards have been blocked. I haven't been successful in job hunting as I currently…
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Payment a Day Chapter 17
*The principles of PADding* Emily Hallett started a fantastic thread called 'a payment a day' which you can find via going to this webpage (sorry it won't work for me right now) The thread is extremely supportive and friendly, with lots of madness and smileys to boot! It is ever increasing, which is why having hit 200…