-
Fresian's Free Of Debt (Woo!) Now, to stay that way...!
Hello ;) I'm flying_fresian and I'm a long-time member of the DFW community. I was lucky enough to be able to pay off the £9,112.63 (:eek:) that I initially owed two years ago and became debt free on 2nd December 2010, mere days before my 30th birthday! If you want to read about my previous attempts to get debt-free, links…
-
Entrepreneurs plan to vanquish the Vanquis!
Afternoon all! :j I hope you'll all join me for what should be a positive debt-smashing experience over the coming months. S'bin a while since I've had a thread on here.:D I visit often and comment on the main board a fair bit. Taking a look at my little tally sig today, I can see I've free-wheeled for longer than I…
-
'Get a grip!'
So as per the title, I'm trying to get a grip on my spending :D I know, I know, I know! It's a problem, one I've inherited from the mother (who fortunately has my dad's salary and pension to spend!) This is definitely more about my spending habits that my debt, though I do need to stop considering that overdraft to be my…
-
A New Start - A better Life
Over the years money has been wasted in our household, I can see that now, but it has been a long time coming. We have just started the journey to become debt free and have opted for a Debt Management Plan. Our new bank account has been set up and we should see letters going out to our creditors pretty soon. This is a new…
-
** Hoopylass's Debt Diary! **
Hello there everyone, Ive been really inspired by all the stories that I have read on here and therefore have decided to get myself in order and start a debt diary to keep me on track and motivated! At the moment i have 2 credit cards as you can see from my signature. I also have a student overdraft (interest free) which…
-
Without a paddle... support for anyone starting a DMP in 2010 (part2)
HELLOOOOOOO :j Welcome to the new and improved home for the DMPers of 2010. Our first thread can be found here We moonlighted here for a while :shhh:, but now we're back (hopefully) :dance: Anyone starting a DMP in 2010 is more than welcome to join us for advice, support and many laughs n dodgy :grouphug:. We're all at…
-
Diary of a 38 3/4 year old Debt Free Wanna Be
Hi to anyone reading this I am starting this diary as I feel I need to keep a record of how my debts came about and how I feel and the effect it has had on my life whilst paying them off. Also as a reminder not to EVER get into this mess again!! I will start to the beginning, back in the 90's I had a house with my then BF…
-
First ever post - desperately seeking debt free status.....
Hi everyone, Well I've never posted on here before, and not sure how much chance I will get to as I'm seriously looking for a part time job to go alongside my full time one, but after my light bulb moment today I thought I should go public & commit myself..... Have just added up my debts, I owe £12.5K on credit cards and…
-
Buddiebabe's new beginnings....
Hi I've decided to start a new diary.... tomorrow is a new month and am looking forward to putting August behind me!!! Alot of things have happened over the last few years.... and i want to put it all behind me and start again. My outstanding debts are as follows: OVERDRAFTS: ROYAL BANK OF SCOTLAND £650.00 LOANS: MUM…
-
My Diary - I'm back if anybody's interested :)
Well, whether anyone is or not - I'm back. If you are reading, I will warn you there will be some 'ups' but there will be some very big 'downs' in this diary. I am going to literally write this as a diary...every day if I can. I am going to write how much I have spent every single day - as I spend far too much money on I…
-
I will no longer be the biggest idiot ever
Ok this is my soa and right now I'm sitting here £4000 in debt to my mum and the biggest idiot ever I have a gambling problem and need help. I am sinking big time and not sure what to do I sit here £100 over my over draft and not looking forward to easter as skint and going to let my d down yet again I'm so mad with myself.
-
Debt Free!
Unsure where to post this. Want to post it in every topic on every forum known to man! I am Finally Debt free from my loans and Credit cards! :j Just waiting for the letter of comfirmation I have asked for (don't want them coming back in 5 years saying - "oh you still owe this much") Still need to pay my family some money,…
-
Psychopathbabbles Pyscho Babbling!
Thought it was about time I started a diary to try and help keep me focussed and on track. :o I'm 24, started with nearly 13k of debt just due to overspending and a couple of hiccups along the way such as scrapping a 2k car and having to get another one. I had my flickering lbm in November and am hoping to be under 10k by…
-
Diary of a Debt-Shifting Shopaholic aged 40+
I enjoy so many people's diaries here and found them so inspirational, that I decided to scrape my old diary and start a new one. I have been a member of MSE for over 4 years, but it's only been since January this year, that I've been active on the forum - and what a adventure. :cool: I feel so supportive and I'm sure it's…
-
Roll on Christmas 2011
Starting my Debt-Free Diary today, as a way of keeping myself on track...hope it works! :D October 2010: Total debt: £6292.70 (Loan from friend = £4560, HP for car =£1732.70) January 2011 total debt: £4576.65 (£3765/£901.65) March 2011 total debt: £4054.75 (£3326.34/ £728.38) Finally 'nasty' debts have gone! Three 'payday…
-
Miss Optimistic's Diary to stay focused & stay organised!
Hi Everyone I thought I would jump on the bandwagon and start an online diary to keep me on track with getting rid of my debt and staying organised. I am generally quite an organised person, but with a husband, 3 kids and a business to run, sometimes its easy to lose track of things. First up - a bit about me - well,…
-
in a crisis - create a spreadsheet!
I got a bit down yesterday :( as I can almost see the end of my debts and was fed up yesterday of being "bothered" about them, so i posted on the DFW thread and some great moneysavers came to my rescue with some much needed encouragement, which curbed my need to splurge! :T One suggested to start a diary to keep me on the…
-
Pippi’s pulling up her stripey-socks for the final sprint towards the Good-Life……………
Hello!! Here goes - this is our peedie diary mark III thanks for reading!!! We're really into trying to live our lives to the max on as little money as we possibly can............. we have a reasonable lifestyle – on a now very threadbare budget....which I'm detailing here - join me on my omg I've no money adventure!…
-
Help, finally admitting cant do this on my own!!
Hi All This is the first time I have posted on here. So here goes! I earn £50k a year, I have a modest property, £600 per month mortgage, but cannot seem to get myself out of debt, manage my money effectively and NEVER have any. Example, got paid on Tuesday last week, have £20 left in my account today... I am the first to…
-
My Diary For Getting Organised and Debt Free
After reading a number of diaries on here I thought I would start my own on here. I am hoping that my doing a diary I will be able to keep track of what I am doing, as my written diary is full of things that are scored out. The last couple of months have been rather busy, as we have moved house, DH has started a new job…