Thanks for helping - but please, I still need support

smashedbooboo

Well babe, hang around on here and you could well end up meeting people from here. I did. And they are truly fab friends who have been and still are there for me. Honestly, just because we are at the other end of the comp makes us no less real. I went through most of the !!!!!! you went through. Still going through. I almost went down the slippery road of doing something silly with myself. I am so glad i found this place. And the friends i have now. what area are you from approx x x x x

ciarasdreams

Hi hon I just wanted to say to you to please remember that nothing is ever nearly as bad as it seems when it is late at night and you have not been sleeping properly and you are sat on your own and it is dark outside but when the sun comes up in the morning I promise that you will feel a bit better. If I remember rightly you too are up in Scotland and the laws are a bit different here as are the debt charities but it will be totally worth contacting one of them to discuss your options. Remember though that your mortgage is your priority and the credit cards are not and you can only give them whatever you can afford no matter what they have to say about it. I defaulted on all of mine and ended up in a terrible mess but like everybody else will tell you there is not a mess out there that is not fixable even if it takes a very long time to get there. Please always remember that there are a lot of people here who will give you lots of support and advice just remember not to be too proud to ask for it when you need it. Also please remember to get his name removed from your council tax so that you get your student exempt status back as soon as possible.

RAS

Mupeteer wrote: »

I really wish I had friends like all of you on here that weren't only in cyber land.

well there are dfw meets in various places round the countries. Not sure whether there is one in Scotland but may be one up north sometime.

At which point you get to meet some of the folks face to face and have a laugh.

boredofbeingathome

poorandindenial wrote: »

I know this is cyberland but we are also real live living and breathing people too, and we do still care that you are OK. We all have our own lives outside of here but here is where some of us share part of ourselves that we can't share openly in the outside world (no, not rubber wear or 'water sports', I am talking debt - lol)

Well said:T :T I also meant about the debt bit:D

Mupeteer

Sorry guys, I didn't mean to be horrible by saying about you all being in cyber space. Can't seem to stop putting my foot in it.

I'm in Fife so yes, a lot of the stuff will be different up here. Do CCCS work in Scotland too?

boredofbeingathome

ciarasdreams wrote: »

Hi hon I just wanted to say to you to please remember that nothing is ever nearly as bad as it seems when it is late at night and you have not been sleeping properly and you are sat on your own and it is dark outside but when the sun comes up in the morning I promise that you will feel a bit better. If I remember rightly you too are up in Scotland and the laws are a bit different here as are the debt charities but it will be totally worth contacting one of them to discuss your options. Remember though that your mortgage is your priority and the credit cards are not and you can only give them whatever you can afford no matter what they have to say about it. I defaulted on all of mine and ended up in a terrible mess but like everybody else will tell you there is not a mess out there that is not fixable even if it takes a very long time to get there. Please always remember that there are a lot of people here who will give you lots of support and advice just remember not to be too proud to ask for it when you need it. Also please remember to get his name removed from your council tax so that you get your student exempt status back as soon as possible.

Hello you:D Nice to see you still lurking. x

boredofbeingathome

Mupeteer wrote: »

Sorry guys, I didn't mean to be horrible by saying about you all being in cyber space. Can't seem to stop putting my foot in it.

I'm in Fife so yes, a lot of the stuff will be different up here. Do CCCS work in Scotland too?

Don't think that for a moment. I am proud to be a cyberspacewoman:rotfl:

smashedbooboo

Oh honey, noooooooo you did not put your foot in it at all. No way. the point we are trying to make is you are talking to real people who want to support you and help you. Dont think you are just writing things down on a screen to something virtual. Yes i know in a way it is, but another its not. Please dont think you have upset anyone OK x x x x

Mupeteer

I've just been looking at my uni website. I'm going to make an appointment with their counselling service (they've had dealings with me in the past so may run at the prospect of seeing me again) and the finance people.

ciarasdreams

Mupeteer wrote: »

Sorry guys, I didn't mean to be horrible by saying about you all being in cyber space. Can't seem to stop putting my foot in it.

I'm in Fife so yes, a lot of the stuff will be different up here. Do CCCS work in Scotland too?

I am not too sure if these are the right people but I have included a link http://www.scottishdebtline.co.uk/about/aboutus.htm to who I think they are but I would really appreciate it if somebody more knowledgeable was able to check.