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1/4 of the way there - last chance!

1679111215

Comments

  • Hobsch
    Hobsch Posts: 613 Forumite
    Its very true what you say. I am keeping now a full record of spending. I have for example got a few newspapers some lunchtimes to read - added up to £4 and once lunchtime I didnt go home and got a Baguette - £3 and so on and all these tiny bits have added up to near £30. I know what needs to be done, I know about budgeting, and bying un-necessary things and so on but it is attitude, and is ones own mental strength.

    But I am back, more determined than ever.
    Total Debt now £22,525.07 Start Debt £32,732.36
    £10207.29 OF DEBT PAID OFF:j 31.18%
  • Good for you. This is what we like to see!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Good for you. This is what we like to see!

    Here Here!!

    It's one step at a time with an occasional step backwards, bit like dancing really....
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Hobsch
    Hobsch Posts: 613 Forumite
    Happy New Year to those that visit this thread.

    I hope its a good year and lots of debt gets cleared.

    All the best.
    Total Debt now £22,525.07 Start Debt £32,732.36
    £10207.29 OF DEBT PAID OFF:j 31.18%
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Happy New Year to you too! Here's to a good one!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    ...and a happy new year to you too, glad to see you're still around!

    Piq
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Hobsch
    Hobsch Posts: 613 Forumite
    Many thanks.

    Hope this is a great year for everyone.

    Has been very busy work wise for me which it always is at the turn of the year so not been on here much.

    £20 just paid today towards Capital One bill.

    All the best
    Total Debt now £22,525.07 Start Debt £32,732.36
    £10207.29 OF DEBT PAID OFF:j 31.18%
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Good to see that you're still chipping away at it!

    Piq
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



  • Hobsch
    Hobsch Posts: 613 Forumite
    Morning all,

    £20 paid towards JJB Store Card (Lowell Financial). Have been ebaying and made a few small sales but have started a massive splurge of it yesterday and will do more this week so hopefully that will bring some money in. I am hoping I will be able to let that build up a bit and make a decent chunk payment off one of the debts.

    Have a good week (to anyone reading the thread).
    Total Debt now £22,525.07 Start Debt £32,732.36
    £10207.29 OF DEBT PAID OFF:j 31.18%
  • Piquant_2
    Piquant_2 Posts: 5,769 Forumite
    PPI Party Pooper Mortgage-free Glee! Debt-free and Proud!
    Hobsch wrote: »
    Morning all,

    £20 paid towards JJB Store Card (Lowell Financial). Have been ebaying and made a few small sales but have started a massive splurge of it yesterday and will do more this week so hopefully that will bring some money in. I am hoping I will be able to let that build up a bit and make a decent chunk payment off one of the debts.

    Have a good week (to anyone reading the thread).

    Now that's what I need to do. Get back to listing on ebay, I stopped during December and can't get motivated to start again. I think I'll use you Hobsch as my inspiration...
    Total debt at October 2008: £67,213.30
    Total debt today: £0
    - debt and mortgage free 29th November 2013 :T
    Sealed Pot Challenge member 14
    Save £12K in 2014 - £6,521.90/£6K member 138



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