1/4 of the way there - last chance!

Hobsch

2nd July - Current debt at £22,923.58

Made up of:
JJB (Lowell Financial) £118.67
Capital One (Robinson Way) £671.57
MBNA (Apex Credit Management) £1472.99
Barclaycard £3036.46
Egg (ScotCall) £5760.30
Barclayloan £11863.59

Have hardly paid any off for soemtime due to many many factors so starting today I am yet again very very determined.

clearmydebts

Hobsch wrote: »

2nd July - Current debt at £22,923.58

Made up of:
JJB (Lowell Financial) £118.67
Capital One (Robinson Way) £671.57
MBNA (Apex Credit Management) £1472.99
Barclaycard £3036.46
Egg (ScotCall) £5760.30
Barclayloan £11863.59

Have hardly paid any off for soemtime due to many many factors so starting today I am yet again very very determined.

Me too. Havern't done much on the debt front. Have had lots of outgoings though!

stacy

Sometimes you have months where its very slow and not much being paid off, i have been the same until the last few days have been making lots of payments to a particular cc. you have done well so far though and im sure it will pick up again soon......we will get debt free!!!! Then laugh in the bankers faces (and not do it again, will we!)

Hobsch

Thanks CMD and Stacy. Thats right Stacy - we wont get into debt again and yes - will laugh at the bankers. Not seen much on you diary CMD.

Hobsch

My £30 agreed payment to Barclaycard just done via online banking so the start of getting back to repayments is underway.

Hobsch

£20 paid to Lowell Financial - brings that debt below the £100 mark - just.

Hobsch

£10 paid to ScotCall - bunch of Tosspots they are, and £5 today towards Capital One debt (Robinson, Way & Company). Coming down very slowly.....but at least coming down.

stacy

Good for you, atleast it is in the right direction.
I had some not so good news the other week virgin have upped my interest rate from 15.9% to 24% :eek: and if i make only the minimum payment each month i would only be payin £1.21 off a month :mad: i cant believe this kind of thing is allowed!
Anyway i am throwing everything at this debt now to try and get rid of it for good!!

Hobsch

Thanks Stacy.

Really sorry to hear about the Virgin Card. This has happened to my GF and I know that its in the small print etc but I think its totally out of order - especially as they do it to people they know are struggling and that the interest rates have been getting lower and the [EMAIL="W@&$%&s"]W@&$%&s[/EMAIL] put theres up.

Good luck with your debt clearance.

clearmydebts

stacy wrote: »

Good for you, atleast it is in the right direction.
I had some not so good news the other week virgin have upped my interest rate from 15.9% to 24% :eek: and if i make only the minimum payment each month i would only be payin £1.21 off a month :mad: i cant believe this kind of thing is allowed!
Anyway i am throwing everything at this debt now to try and get rid of it for good!!

The same thing happened to me Stacy. I am hoping that I will be able to pay off Virgin next month and get rid of that massive rate.