1/4 of the way there - last chance!

stacy

Well i have some good news which from my last post i was struggling a little. A week or 2 ago we had our bank charges back from abbey £475 plus £245 charges that we were going to recieve are now cancelled. So things are looking up, the first thing we did was do a food shop (we hadnt done one of them for a good few months) and were practically living off beans on toast, or egg on toast lol the debt busting just to get rid of now and to make sure our joint account doesnt get into that mess again.

Hope everything is going well for you Hobsch!

Hobsch

Hi

Great news Stacy - really nice for something good to happen. Thank you for your post Optmus.

I havnt posted since 7th August. Had so so much happening in life that its been really stressful, busy and so on. Moan Moan. LOL.

Anyway:

Current state of play is £22,707.58 of debt.

JJB/Creation - £38.67
Capital One - £646.57
MBNA - £1457.99
Barclaycard - £2970.46
Egg - £5740.30
Barclayloan - £11853.59

Seriously need to get back on track.

Hobsch

What I have just noticed having updated my signature is since I started I have paid off over £10,000 now!!

clearmydebts

Hobsch wrote: »

What I have just noticed having updated my signature is since I started I have paid off over £10,000 now!!

Well done on paying back 10k. That is a fantastic achievement, you must feel great. It is such a great feeling seeing the debt go down isn't it?

Hobsch

It is great to see the debt going down, although for me in the past few months it has been by small amounts.

I am hoping from November I can start to pay some more serious chunks off.

clearmydebts

Hobsch wrote: »

It is great to see the debt going down, although for me in the past few months it has been by small amounts.

I am hoping from November I can start to pay some more serious chunks off.

Good for you. I'm sure you can't wait to start paying serious amounts off it!

Optmus77

hi hosboch,

hope all is well.?

things looking good at the mo. In the 19k range and now looking forward to getting into the 18 mark, Recently got a £1050 refund from Hsbc bank chanrges hence paying off the balance. Ideally I need to get within less than 10k by next year. Sure I can do it although it all depend on the libor rate as my mortgage will be coming to an end in march 2010, wi

any one else in the same boat ? will see how it goes.
hope everyone else being reducring their balance too ???

Optmus77

Hobsch wrote: »

It is great to see the debt going down, although for me in the past few months it has been by small amounts.

I am hoping from November I can start to pay some more serious chunks off.

well done Hobsch you seem to making good headway. Keep it up mate...

Optmus77

Hi everyone.

This thread has gone quiet latley, Hobsch & clearmydebts, hope u both going well ?

I am still in the 19k mark. I have had to adjust my orginal target this year, I was hoping to get into 16k range but now realisticly think i will achieve to be in 18.5k ish, which i will mean I have reduced by debt by nearly 50% over 2 and half years. I think it could of been better if i stopped smoking !

hope to hear soon.

Optmus

clearmydebts

Optmus77 wrote: »

Hi everyone.

This thread has gone quiet latley, Hobsch & clearmydebts, hope u both going well ?

I am still in the 19k mark. I have had to adjust my orginal target this year, I was hoping to get into 16k range but now realisticly think i will achieve to be in 18.5k ish, which i will mean I have reduced by debt by nearly 50% over 2 and half years. I think it could of been better if i stopped smoking !

hope to hear soon.

Optmus

Hi Optmus,

Good to see you on here and well done on the debt reduction. You have done really well

I have been on hols in Oz so that's why I haven't been on. I have come back with more debts from Oz but won't be adding it into my sig as I hope to pay it off with AQA. I am also saving for my first baby (due in Feb) so am not able to pay off as much as I would like. I want to have a good savings cushion for when the baby arrives though.

Hobsch - how are you?