Why are some people on here being so nasty?

izzybusy23

lizzymouse wrote: »

It seems to be that there are alot of people on this forum who are incredibly smug and who have nothing but cruel words to say to people who are currently suffereing as a result of the house price situation

If people have nothing constuctive or sympathetic to offer those people who are currently loosing sleep, worrying, feeling depressed and upset because they are facing real financial trouble at the moment then they would be better posting no reply at all.

There is alot of bad feeling towards buy to let investors, but please remember that there are alot of people out there who struggled to buy their only home in the last year or so, work hard, saved hard, did nothing wrong, and are now up the creek without a paddle.

They need sympathy and support, not cruel wisecracks and smugness from those of you who are fortunate enought not to be in this unhappy situation.

There are an awful lot of us that had to put up with wise cracks and looks of sympathy for missing the boat and being in rented for years whilst this ludicrous boom grew bigger and bigger.

If the sheeple jumped onto the housing ladder in fear of missing the boat and took out a large mortgage they could hardly afford, then thats their problem for being a follower.. sorry, no sympathy here. I have been priced out for years because of the stupidity of others.

izzybusy23

m00m00 wrote: »

GHPC is harmless

it's HPC where the real loons lurk

I love that board!!! Loons definately, but you have got to applaud their never ending optimism... and a lot of well researched information available amongst the idiots that post.

Conrad

Ditheringdad

Why in your signature do you let me know how much mortgage you are repaying annualy? Am I missing something - shrug?

PasturesNew

Dithering_Dad wrote: »

Because I am doing the "Mortgage Free in 3 (yrs)" challenge over on the MFW board. We all put our mortgage details in our sigs and update regularly on the MFi3 thread to see how well each of us are doing.

I usually untick the signature box when I post outside the MFW board, but forgot on this occasion.

I'd only do that if I stood a chance... and as you have a mortgage of £150k it's unlikely to be cleared in 3 years (unless you miss all mortgage payments and buy lottery tickets instead)

Or is that not the point?

I never understand the challenges that you can't win.

Sir_Humphrey

PasturesNew wrote: »

I'd only do that if I stood a chance... and as you have a mortgage of £150k it's unlikely to be cleared in 3 years (unless you miss all mortgage payments and buy lottery tickets instead)

Or is that not the point?

I never understand the challenges that you can't win.

I think he has been caught with his trousers down here. Boasting about people "not having the balls to buy", then revealing his own debt situation.

More Withering Wad than Dithering Dad.

BTW, I am only snarky to people I think deserve it. Dithering Dad may have made mistakes, but then berating people who did not do so is pretty low.

Conrad

Dithering dad

I do not think it was a lack of [EMAIL="b@lls"]b@lls[/EMAIL] on the part of abstaining buyers in the last few years, I think they were merely responding to the irrationality of a market getting out of control.

Others didn't seem to have any grasp of fundamentals and 'cheap and easy money' supporting a grossly bloated market, indeed they seemed more like robotic sheep just buying a house cos houses only go up, in'it.:T

Sir_Humphrey

Dithering_Dad wrote: »

You're not bitter then. :rolleyes:
I suspect you've been 'priced out for years' because you were too timid to take a chance with a house purchase. It seems a tad churlish for you to be berating people who were braver and took a chance. Had you been a bit braver years ago, you would not be so bitter now, but would probably be in your own home and sitting on a nice bit of equity.

'Nuff said. Paraphrased by me as "not the balls".

Good luck with your debt reduction. Honestly.

boinging_2

Dithering_Dad wrote: »

What are you talking about? What mistakes? What debt situation??

And as far as berating someone for 'not making the same mistake as me', Did you even read my post??

I hope that £50K extension added significant value to your home. I think it's a little off having a go at "people missing the boat". That boat would now be the titanic is they had bought in the last 18 months.

Calling the very bottom of a market is difficult, calling the downward turn is easier and we've still got some way to go yet.

Conrad

Dithering_Dad wrote: »

I don't have a mortgage of £150k. After repaying £35k last year, I now have a mortgage of £114k. It's a 3 Yr challenge and we're just over 1 Yr in.

A lot of people struggling out there just now, so hearing how well you are doing might cause them to feel worse by comparison. The Dali Lamma says the best life is the one in which the persuit of happiness is the goal, but happiness must not become a selfish persuit, and true happiness is that which also brings joy to others and has no bad consequences for others. He specifically refers to gloating (even if not intended, but accidental) as having a negative effect on those around you.

Please, I really would not wish to give you advise, but be very carwful about sharing your mortgage free goal with others close to you.

Conrad

Dithering_Dad wrote: »

Does anyone really 'just buy a house to make money'? Most people buy a home because they want a place they can call their own, where they don't have to move out because their landlord wants to sell up.

I take it then that you never intend to buy a house? You wouldn't want to be part of the flock, surely?

I might own a property or two but I do not rub it in peoples faces. Why seek to elivate myself by showing off about lucky gains I might have had?

It seems to me that those who measure happiness by material wealth have 2 problems;
1) If the wealth goes thier sense of happiness goes with it
2) Thier search for happiness will be fruitless as they always want even more 'stuff' (collections of atoms is all a sport car is)