Why are some people on here being so nasty?

PasturesNew

Dithering_Dad wrote: »

I don't have a mortgage of £150k. After repaying £35k last year, I now have a mortgage of £114k. It's a 3 Yr challenge and we're just over 1 Yr in.

Ah. Didn't realise you had that level of disposable income.
I don't think it enters my radar that anybody has.
So I couldn't understand it as I thought it'd be impossible, but if you've got that much then it is.

lostinrates

I set higher goals than I can reach for myself too. I usually set a basic and a high goal (like a b grade and an A* grade lol) and if I make the lower grade we are ok, if I attaine the A* target I make DH give me a gold star

People work to different targets.

Like athletes, they all want to win but all but one have to accept a placing lower than first, but they keep competing. i think its just a different approach to the mentality we need to maintain saving.

PasturesNew

I don't possess any kind of competitive streak at all.
I find a lot of those things demotivating. They have the opposite effect on me than what they're supposed to do.

neverdespairgirl

Dithering_Dad wrote: »

Depends on whether they drink from a half-full or half-empty glass.

I think that the glass is over-engineered by a factor of 2.

neverdespairgirl

lostinrates wrote: »

I set higher goals than I can reach for myself too.

"A man's reach must exceed his grasp, or what's a heaven for?" Robert Browning

“[FONT=Times New Roman, serif]The reasonable man adapts himself to the world; the unreasonable man persists in trying to adapt the world to himself. Therefore all progress depends on the unreasonable man.” George Bernard Shaw[/FONT]

Conrad

PasturesNew wrote: »

I don't possess any kind of competitive streak at all.
I find a lot of those things demotivating. They have the opposite effect on me than what they're supposed to do.

I would argue this can be a very positive mindset to possess.
Unfortunately I've tended to be competetive and always striving but more recently I've come to see this never ending seach for pleasure goals to be shallow and meaningless in the great scheme.
I now go out of my way to avoid the little 'in crowd' clan at the School gate that are forever dropping hints about thier income and asset status.

Nowadays I'm striving to be more contented and really appreciate things like simply walking on cliffs with the wind in hair and all that:cool: .

lostinrates

Conrad wrote: »

I would argue this can be a very positive mindset to possess.
......

Nowadays I'm striving to be more contented and really appreciate things like simply walking on cliffs with the wind in hair and all that:cool: .

I agree with that as well!

I find that it is my competitive streak that gets ANYTHING done but also that is the route of lots of my unhappiness.

I set goals to do literally everything but I also have a tendancy to compare, and on comparison one always feels worse off

I think the trick might be to work in the way thats most effective for you. To not grind to a halt in everything I need my goals, but I also try and count my blessings every evening to (oh dear, just realised I goal set over that too) to try and establish that wat I have got

izzybusy23

Dithering_Dad wrote: »

You're not bitter then. :rolleyes:

The flaw in your argument is that the people who are getting into difficulties and asking for help on this board are very unlikely to be the people who have made 'wise cracks' at your expense or given you 'looks of sympathy'. It's a poor sort of revenge to mock people who did nothing to you.

I suspect you've been 'priced out for years' because you were too timid to take a chance with a house purchase. It seems a tad churlish for you to be berating people who were braver and took a chance. Had you been a bit braver years ago, you would not be so bitter now, but would probably be in your own home and sitting on a nice bit of equity. No actually, I would be sitting in a house after aborting a well longed for baby just for a pile of bricks and mortar. I chose my daughter's LIFE first and foremost. I can live with renting, but could never live with aborting a longed for child for the sake of a house.


p.s. I also suspect that you will now not purchase a house because you're afraid to lose money as house prices fall. You'll never be able to second guess when a commodity is going to peak or bottom out and so unless you take a chance, you'll always be stymied by indecision brought on by fear.

Whatever :rolleyes:

I have told my story many times on this forum why I chose not to buy in 2004.. sorry if your too much of a jobsworth lazy !!!! to actually find out the facts first before shooting your gob off. I am not timid, I am just not not a thick !!!! who jumped on the bandwagon like many idiots did, and chose to keep my daughter over buying a house.

Moron.

Annpan

Careful Dithering Dad, you may be called charming as in not.
There are people living their lives on this forum and they don't take kindly to being critisised for bringing in unnecessary heartbreaking stories.
See where your coming from with this one.

Putting my flak jacket on.

KGB ............etc Think you know the rest.

flower_72

izzybusy23 wrote: »

Whatever :rolleyes:

I have told my story many times on this forum why I chose not to buy in 2004.. sorry if your too much of a jobsworth lazy !!!! to actually find out the facts first before shooting your gob off. I am not timid, I am just not not a thick !!!! who jumped on the bandwagon like many idiots did, and chose to keep my daughter over buying a house.

Moron.

You live your life, we each live ours.
Yours took you to chose between a mortgage and a child, so be it, you chose. Who cares? Like I say, you live your life as you decide to. That doesn't give you the right to insult others and certainly doesn't give you any sort of moral high ground.

You also seem to expect people to "find out the fact before shooting their gob off". mmmm You're well and truly deluded. You're not important. You're not some celebrity. Why would anyone research the background of a forum participant before giving an opinion?
You aptly signed moron at the end of that pathetic post, so maybe you wrote it all tongue in cheek. I'll give you the benefit of the doubt.