Why are some people on here being so nasty?

pickles110564

Dithering_Dad wrote: »

"Whatever", yourself. My statement still stands, even more after your latest outburst. Calling people "Thick !!!!" and "idiots" just because they bought a house merely helps to show what a nasty piece of work you are. Has it not crossed your mind that perhaps most of these "idiots" were parents simply trying to provide a secure and stable home to raise their children in? Gloating at other people's misfortunes is about as low as one can get, and really doesn't reflect well on your character.

Here Here, I am a thickie but I am and will provide a secure future for my children by keeping on buying more property at what I think is the right price so I can keep on making loads of profit when I sell up.

BACKFRMTHEEDGE

pickles110564 wrote: »

Here Here, I am a thickie but I am and will provide a secure future for my children by keeping on buying more property at what I think is the right price so I can keep on making loads of profit when I sell up.

and there in lies the problem, I think, and it is this that generates so much "heat". Whilst there are people who speculate "in property" there will be people who hate them for it because they are quite literally pricing people out of a home. Indeed, the argument "I'm just providing for my children" can be used to justify somebody doing anything.:rolleyes:

However, I don't think DD was actually referring to the speculators - just to "hard working families" who are buying a home not an investment.

DD- the above is an example of how insensitive people can be on this board to people who have been priced out of the market. The insensivity is a two way thing.

And finally, many posters on this board also just disagree with the fundemantal assumption that the likes of pickles make that "House Prices only ever go up" and they will always profit, but pickles apparently is going to carry on buying- Good Luck to him/her.:o

Dan:_4

izzybusy23 wrote: »

Whatever :rolleyes:

I have told my story many times on this forum why I chose not to buy in 2004.. sorry if your too much of a jobsworth lazy !!!! to actually find out the facts first before shooting your gob off. I am not timid, I am just not not a thick !!!! who jumped on the bandwagon like many idiots did, and chose to keep my daughter over buying a house.

Moron.

Still a little hacked off at not being able to afford a house Izzy??????

Markyt

izzybusy23 wrote: »

I am just not not a thick !!!! who jumped on the bandwagon like many idiots did, and chose to keep my daughter over buying a house.

This thick !!!! did buy in 2004. I bought at the point where, however much I wanted prices to fall, if I didn't buy then I wouldn't have been able to afford anything. Even then, it was an ex-rental that needed more or less gutting.

Good job I did, really. Otherwise I could have ended up bitter about having missed out and got obsessed about when and how much the next fall will occur. I'd also have wasted 4 years of my life for the sake of a few grand - insignificant, in the scheme of things.

meanmachine_2

pickles110564 wrote: »

Here Here, I am a thickie but I am and will provide a secure future for my children by keeping on buying more property at what I think is the right price so I can keep on making loads of profit when I sell up.

The most mendacious and sharky people in my office all have kids, which they use to justify back stabbing others.

"I'm doing it to feed my kids".

Just don't expect me, or any other taxpayer, to bail you and your kids out when your "property empire" falls about your ears.

LillyJ

PasturesNew wrote: »

Ah. Didn't realise you had that level of disposable income.
I don't think it enters my radar that anybody has.
So I couldn't understand it as I thought it'd be impossible, but if you've got that much then it is.

We considered doing that, (paying a large amount back and owning our house within 5 years or so).

We each earn approx £30k, but could live off one wage (as obviously a lot of people earn £15k each or £30k per couple). We would then put then put the entire of the other person's wage into the mortgage, (ie £30k per year). Our current repayments are approx £760 a month and so we would be significantly overpaying.

We might start doing this after christmas once we have bought everything we need for the house, and decided whether or not we are getting married.

Like you always say PN, it is easier for those in a couple, we couldn't do that alone.

brit1234

Dithering_Dad wrote: »

The reality is simply that circumstances got in the way of her house purchase. Had they not, then regardless of her "bandwagon" talk, four years ago she would have bought a house and could very easily be on the other side of the fence right now, worried sick and having to put up with being called "stupid". Perhaps she should remember this next time she is tempted to gloat at other people's misfortunes?

Sorry but the signs were out there to see early on, you can't have double digit property growth year on year. It was very obvious we had a property bubble and lots of us have waited by the side lines for it to finish.

Its time for people to realise they are to blame for their situation, common sense rather than emotion or greed should of made their decision.

Annpan

To be poor without murmuring is difficult. To be rich without being proud is easy.

Confucius.

LillyJ

brit1234 wrote: »

Sorry but the signs were out there to see early on, you can't have double digit property growth year on year. It was very obvious we had a property bubble and lots of us have waited by the side lines for it to finish.

Its time for people to realise they are to blame for their situation, common sense rather than emotion or greed should of made their decision.

Sure, but no one can deny that if you bought, say 10 years ago, you would be well on your way to owning your home outright, and you wouldn't care less about house price crashes, as they are unlikely (in almost everyone's books) to drop to 1998 prices.
So you have a secure home, you haven't had to rent for the last 10 years, you have significant equity....need I go on?

So Miss Clever Clogs, when are you going to bite the bullet and buy a house? Probably you will spend your whole life obsessed with house prices, never buy, even if prices drop 40-50%,(claiming they are "unaffordable, this isn't the bottom etc") then in a few years when houses start to climb again you sill start "ooo I am not buying now, can't you see, house price rises are unsustainable, we are heading for another crash in 15 years, can't you see that? blah blah blah you are all greedy blah blah"

Then before you know it you will be old and will have wasted your life waiting for something that you never take advantage of. And you will mean time laugh at anyone who dare want to own their own home, for whatever reason.

If you genuinely wanted to rent for life, then I have no issues with that (my Grandparents rent from the council and they are 86 and 87) but the fact is you aspire to own a house, but you can't help but think there is always another few grand to save......

You are as bad as those who only buy to make money, you will only buy to save money. Who cares about a home when you are in your 70s, at least you will have that few grand in bank.....

Kez100

The perfect buying time + the perfect relationship and location = perfect buying position (as described by yourself)

However, we are not presently in the most perfect of buying times - falling prices and rising interest rates. I would argue that it could be almost the opposite. If I am right, you are almost certainly going to pay more for the priviledge of one day owning.

Having failed that first part of the equation, you need to now make damn sure you meet the second part.

I have no axe to grind. I've actually been there (moving while in NE) and it's not a nice place to be. That's all. By all means put your fingers in your ears and shout 'La La La'. So long as I have given my experience so others - who want to - can appreciate it can happen, I've done all I can.

Calling people names for daring to disagree with you is childish and below you. I've known people spend 15 years paying off NE from 1993 and the poster does have a valid view (there are many valid views).