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hayley_jayne's diary to get out of debt in two years!

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  • hayley_jayne
    hayley_jayne Posts: 223 Forumite
    edited 30 October 2010 at 10:22AM
    I had such a nice time last night going out for tea, although we are now nearly £20 down!

    No idea what to do for food though today. We have nothing in really at all and we wanted to hold off getting a monthly shop until the new kitchen is finished this weekend.


    x
    A penny saved is a penny earned' - Benjamin Franklin
  • TurnaroundSue
    TurnaroundSue Posts: 1,214 Forumite
    Hi Hayley - welcome to the boards!! One thing I would highly recommend is going on freecycle and seeing what baby stuff you can get on there. Remember babies grow so quickly, so alot of the stuff you will be able to pick up will be like new. If you can't see anything up that you are looking for, then you can put a 'wanted' advert on freecycle also.

    Good luck with your quest to become debt free and also the new baby when she arrives in October:)
    When you were born, you were crying and everyone around was smiling. Live your life so at the end, you're the one who is smiling and everyone around you is crying! :rotfl:
  • hayley_jayne
    hayley_jayne Posts: 223 Forumite
    edited 30 October 2010 at 10:22AM
    Thanks Sue! I have just become a member of freecycle so will def. keep an eye out.
    A penny saved is a penny earned' - Benjamin Franklin
  • Hey there hon, came across your diary and enjoyed reading it so thought I would stop and say hi!

    Just a quick comment - with the horsey arthritis, I am a physio (human only and work with brain injury so this is way out of my field) and from my experience, it is cold that worsens arthritis, not heat. The times that human patients will complain of increased pain is times of cold or changes is weather (I know it's not scientific but this is experience of loads of patients). I have a back problem and have found taking glucosamine supplements (dont know if this is part of your cortaflex but am assuming it is) really helps. So maybe it is worth still feeding him supplements.

    Don't quite understand the whole horsey thing, but understand that when you have a pet/part of your family it is really hard to let them go. At home we had a pet sheep that went to the abertoir 3 times and each time came back in the trailer by himself (alive) before he died peacefully in the corner of his paddock.

    Anyway, gotta stop rambling, keep posting, there are lurkers out there reading your diary!

    Take care and good luck with your quest! (and contrats on the new arrival soon!). hope the horsey feels better soon!
    Aussie
    Moved back to Australia March 2010
    Mortgage Dec 2010 $379 325 [STRIKE]Apr 2011 $377 009 Aug 2011 $375,279[/STRIKE] Nov 2011 $368 237
    OP 2011 $2601.18
    Car loan from parents 50.5% paid
  • jo_b_2
    jo_b_2 Posts: 7,122 Forumite
    1,000 Posts Combo Breaker
    Hi Hayley :wave: and congrats on the pregnancy and all the progress you've made towards being debt-free already. :)

    Just wondered whether you'd ventured on the Families Moneysaving board yet as there's lots of info on there that will help before and after baby arrives! :D

    There's even a really helpful and friendly Pregnancy Club Thread HERE that you might find interesting. I found it really useful when I was pregnant - although my youngest is now nearly one already! :o
  • hayley_jayne
    hayley_jayne Posts: 223 Forumite
    edited 30 October 2010 at 10:23AM
    Today the OH is clearing out the shed so we should find things to ebay and the kitchen will be finished (apart from the floor etc). Then both of us are going to my mums for tea so no food spend!

    x
    A penny saved is a penny earned' - Benjamin Franklin
  • hayley_jayne
    hayley_jayne Posts: 223 Forumite
    edited 30 October 2010 at 10:23AM
    Woo hoo the kitchen is finished *happy days*


    Still I now can't stop looking through my stash of home magazines and thinking about what we can do next. Not very MSE I know!!

    x
    A penny saved is a penny earned' - Benjamin Franklin
  • hayley_jayne
    hayley_jayne Posts: 223 Forumite
    LOL, another Monday has come around. Feeling very happy and bouncy today but that is probably a very good thing as I have loads of work to do. Got a couple of extra hours in yesterday so am a bit ahead of myself which is nice.

    Yesterday when we were sorting out the new kitchen we started cleaning our old microwave and found where it had been starting to rust on the inside in the past it had got really bad. We had a look on the internet and it seems that they can be dangerous in that condition so it has gone to the tip. Looks like an extra cost at some point soon, although there do seem to be some very good deals out there atm.

    I am so glad I have a proper budget now though because when all these things crop up, even though it is not ideal I feel like I can cope. Although we may need to be extra MSE with the food shopping this month :)

    x
    A penny saved is a penny earned' - Benjamin Franklin
  • Glad you are feeling all bouncy - have you got some of my energy, feel really flat today!! Don't wanna moan, it's all little stuff that I shouldn't worry about so I'm sure I'll be fine tomorrow! Did you have a productive day with all your energy?

    The answer to your question on arthritis is probably redundent now that horsey is all better - but for humans, the best things for arthritis are movement and strengthening the muscles. Massage may make you feel good for a little while but won't really do a huge amount in the long term. Glucosamine is the only thing that's proven as a supplement (as opposed to a medication) to have an effect.

    Enjoy your new kitchen - maybe that can give you the motivation to do loads of home and freezer cooking so that you can save some money to pay for the microwave! Have you noticed the don't throw food away challenge on the OS board? I have been trying for a couple of weeks now and was really surprised about the amount that we throw away and how much it can save on the food bill with planning and using up food that may need to be thrown soon!

    Thats about it from me hun, good luck with resisting the temptation of the home magazines! Just think about getting that debt payed off so you can pay for things with your money, not someone elses - and you can't be nesting already!!!!

    Take care
    Aussie
    Moved back to Australia March 2010
    Mortgage Dec 2010 $379 325 [STRIKE]Apr 2011 $377 009 Aug 2011 $375,279[/STRIKE] Nov 2011 $368 237
    OP 2011 $2601.18
    Car loan from parents 50.5% paid
  • lunar
    lunar Posts: 1,805 Forumite
    Part of the Furniture Combo Breaker
    hi hayley, I just had to post on here after seeing that you are due in october, my little boy is also due mid october and will be my first child. Ive been making lists too of what i think i will need. I am not going to buy any clothes untill close to the end if there is anything i need. ive already got a few things as gifts and my friend gave me a bag of clothes her son has grown out of.

    you seem to be making good progress with the debt. Hopefully your horse is better now. good luck with the debt busting!
    DFW NERD NO.656 DEBT FREE 24TH NOVEMBER 2010 TOTAL DEBT AUGUST 2007 £39000
    MFiT T2 NO.56 WE OWN [STRIKE]25%[/STRIKE] 31.5% OF OUR HOUSE SO FAR!
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