hayley_jayne's diary to get out of debt in two years!

hayley_jayne

Have you noticed the don't throw food away challenge on the OS board?

That sounds interesting, I want us to be quite strict on the food front this month so that could be just the thing.

my little boy is also due mid october and will be my first child

Congratulations Lunar! Yay somebody else due the same time as me You got lucky having a friend who also has a boy. My two friends who already have babies and my OH's sister all have boys and as I am expecting a girl that isn't too helpful LOL. Do you have plans for a nursery?


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hayley_jayne

I am off work today and tommorrow so am going to do nice relaxing things with OH and his parents.

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hayley_jayne

Well, I have had an expensive couple of days. Although, most of it has been things for the house which were useful needed things as opposed to wants. All have been budgeted for too. In fact we got some things under budget so spent more on the microwave.


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hayley_jayne

Tommorrow I am going to go through my budget and see what extra I can pay off the dreaded credit cards. I also plan to see what else I can find to sell on ebay. I certainly need to get back in the swing of things!

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hayley_jayne

I have gone through my finances and I am so glad I have kept a spending diary. There is definite room for improvement!



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Aussieonabudget

Well done with the spending diary - I use a computer package called quicken (bought it like 5 years ago with the intention of using but only installed it in april) and find it so useful to know EXACTLY where the money is going, not that there is a few hundred just dissappeared on goodness only knows what! It gives me ideas of where I need to watch myself!

And well done on being able to pay the CC back instead of adding to it, I had to add to mine (not ours) this month so gonna have to claw that back!

Hope you sorted the stuff for work out, once you've done something about it you can get it out of your mind!

Keep up the good work!
Aussie

lunar

Hi hayley, it can be a real shock when you first do that spending diary, whenever i overspend its always because ive not been doing my diary so i just start it again and it soon kicks me into shape!

I have just ordered my nursery furniture, which i think i have got for a good price. ive posted a link to it on my diary if you want to take a look its on sale at the min.

Hope you got things sorted out at work, that sounds like the sort of thing i would do, remembering in the middle of the night!

hayley_jayne

Well done with the spending diary - I use a computer package called quicken (bought it like 5 years ago with the intention of using but only installed it in april) and find it so useful to know EXACTLY where the money is going, not that there is a few hundred just dissappeared on goodness only knows what! It gives me ideas of where I need to watch myself!

LOL I have kept mine fairly upto date and it still shocks me, mainly though it has made me increasingly aware of the ever increasing costs of fuel and food!



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hayley_jayne

Just to try my siggie

Aussieonabudget

LOL, nice sig!