📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

NEW ICICI Feedback Poll - Has it got any better?

Options
11718192022

Comments

  • johnbrooks
    johnbrooks Posts: 23 Forumite
    Part of the Furniture Combo Breaker
    All went smoothly until the password stage. First password was blank - rang up - apologies - new password within 5 days but that was blank as well! There is obviously something wrong wuth the machine that prints them!
    No reliance should be placed on the above.
  • g_attrill
    g_attrill Posts: 691 Forumite
    Mine was very faint, but just readable. Unfortunately I was able to log in and change the password (number!) for the first time, but I tried to log in for a second time a few days later (using the new password I chose) and it kept saying it was wrong, then locked me out. The help line unlocked it but it still didn't work, so they arranged to have a new password posted. Then I got an email saying it was sent on the 19th and should be arrive soon, but that was the first one! I replied explaining the situation....

    Gareth
  • masonic
    masonic Posts: 27,343 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    g_attrill wrote:
    Mine was very faint, but just readable.
    Someone at ICICI really should get around to changing that printer cartridge. :rotfl:
  • dreamypuma
    dreamypuma Posts: 1,349 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I applied for an ICICI Hisave account last night, and I already have my confirmation email requesting a cheque for £1 from my linked account. :T So far so good. A very fast response, that cahoot and others could learn from.

    The only query I have is, they have requested that the cheque is made out "in the favour of Mr. XXXXXX XXXXX ########"

    "X" being letters in my name and "#" being numerical digits.

    Is this the exact format that I need to make the cheque out to? or do I just make it out to myself as usual and put the 8 digit reference on the back?

    Normally when opening an instant saver, I just make it out to myself and put a reference on the back of the cheque.

    I'm probably being a bit dim here, but i've read the email a few times, and wouldn't mind a bit of clarity.

    Don't let this put anyone off opening an account with them, as I said they are very quick to respond. I wouldn't expect any bank to facilitate the opening of an account over the weekend.
    My farts hospitalize small children :o
  • $17mma
    $17mma Posts: 2,623 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    dreamypuma wrote:
    I applied for an ICICI Hisave account last night, and I already have my confirmation email requesting a cheque for £1 from my linked account. :T So far so good. A very fast response, that cahoot and others could learn from.

    The only query I have is, they have requested that the cheque is made out "in the favour of Mr. XXXXXX XXXXX ########"

    "X" being letters in my name and "#" being numerical digits.

    Is this the exact format that I need to make the cheque out to? or do I just make it out to myself as usual and put the 8 digit reference on the back?

    Normally when opening an instant saver, I just make it out to myself and put a reference on the back of the cheque.

    I'm probably being a bit dim here, but i've read the email a few times, and wouldn't mind a bit of clarity.

    Don't let this put anyone off opening an account with them, as I said they are very quick to respond. I wouldn't expect any bank to facilitate the opening of an account over the weekend.

    Yes they ask you to make a cheque out to yourself... if i remember correctly that will be deposited to your account. Kind of an activstion thing and to ensure that the account that the £1 is coming from is yours...
    MFWB
    Mortgage when started: £232,000
    Current mortgage Sept 2024: £232,000
    Mortgage free day: Sept 2029

    Saving: £12k 2025
  • masonic
    masonic Posts: 27,343 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    dreamypuma wrote:
    Is this the exact format that I need to make the cheque out to? or do I just make it out to myself as usual and put the 8 digit reference on the back?
    I did exactly as instructed, although one would hope if they didn't see a reference number on the front of the cheque, they would have the sense to turn it over. :rolleyes:
  • Katie
    Katie Posts: 13 Forumite
    I have had real trouble getting my account set up. The initial getting £1 in the account bit went fine but I still can't put any more money into it cos they keep managing not to send me the password I need to access the account online. I have phoned again and again and they say they're sending it in the post (for security reasons) but I never get it. It has been a couple of months now and the money is just sitting in my current account. Might be time to give up and try a different account, even if it does pay less interest....

    Boooo! :mad:
  • DocProc
    DocProc Posts: 855 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Katie

    From within ICICI HiSAVE you would be 'pulling' it in from the linked current account.

    Now that the account is actually opened, why don't you enter the online current account and then 'push' it into the HiSAVE?

    You'll still be unable to access it until you sort out the password issue but at least you'll be getting the interest.

    PS. Not being able to access the account, I'm not sure whether I would be up for taking my own advice on this, though. ;)
  • $17mma
    $17mma Posts: 2,623 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Katie wrote:
    I have had real trouble getting my account set up. The initial getting £1 in the account bit went fine but I still can't put any more money into it cos they keep managing not to send me the password I need to access the account online. I have phoned again and again and they say they're sending it in the post (for security reasons) but I never get it. It has been a couple of months now and the money is just sitting in my current account. Might be time to give up and try a different account, even if it does pay less interest....

    Boooo! :mad:
    KatieAs Doc said you can still send your money from your current account to your Hisave, once there this may prompt them to get the password sorted.
    MFWB
    Mortgage when started: £232,000
    Current mortgage Sept 2024: £232,000
    Mortgage free day: Sept 2029

    Saving: £12k 2025
  • ioscorpio
    ioscorpio Posts: 2,361 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I have a FlexAccount but no cheque book, is there a way round it, would they accept a NW cheque rather than a peronal cheque. I do have an A&L account, but I'm winding that account down cos of them keep reducing the interest rates on my various account with them.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.