Gemmzie's Staying-Debt-Free-With-No-Income Diary

Gemmzie

I usually only buy or ask for games at Christmas or for my birthday so nope it won't be (unless my DVD player dies, as I'm going to replace it with a PS3 from my savings).

There's gotta be a way to stop the guilt.

skint_spice

stop feeling guilty for spending your money, yes your money, not a credit card company's! this is the point to working - you are supposed to get to enjoy some of it.

Gemmzie

I'm so useless at it, I spend so much of my money on other people, my "gift" spends are massive. Maybe I'll set up a nice regular amount to charity and then can feel less guilty about my spends?

Also today, had a good news the £500 I was owed got paid, but they've taxed me about £100 :eek: So I'll have to wait till way into next year to get that back, boo.

Oh and got my new Tax Credit award.... apparently I owe them £1700. Pffffffffffft, yeah right, so phoned them and as expected the woman I spoke to before wasn't listening to me (I suspected this when I'd called) so it should all be sorted in a couple of week.

skint_spice

Have you stopped doing the volunteer work Gemmzie? that was helping people too and you help people on here so could you please give yourself permission to live a bit?

Hope you get the tax credit thing sorted soon - nightmare!

Gemmzie

Yeah at the moment. I was struggling to work the 16 hours and then the volunteer/work boundaries got blurred and I left. Hoping to have something set up in the New Year though so waiting to hear.