Gemmzie's Staying-Debt-Free-With-No-Income Diary

hypno06

Is the laptop insurance worth it - would you be better putting a set amount away as emergency savings - the price of new laptops is coming down all the time so insurances are not worth what they used to be.

Loving the title, by the way - no need to explain the content! Perfect!!

Gemmzie

southernscouser wrote: »

Have you chased them up?

There's not really a person to chase, it's a rather big company body and it's all automated emails etc. I wouldn't have a clue who to contact and it says they keep you on file for 12 months - which is fine, I could probably do with a break.

postingalwaysposting wrote: »

Gem ~ just saying hello and good luck in your new misson. I knew how much you hated that job and if anything it was making you ill. I think you have made a big step. I agree with others get matched betting (your a whizz already) or aqa. If not for the income but for the challenge. I think you will have no problems budget wise as you are fab already Hows your parents finances coming along?
Take care sweetie

Thanks hun. It definitely was and whether that was actually the job or my mindset or a combination I'm not sure but I'm definitely glad to be moving on. I do like a challenge
Parent's income is fairly stable for now (famous last words ), we have £1,300 to clear on the CCs by December and then they are free of cards (bar the DMP)!

Gemmzie

SarahNeedle1872 wrote: »

Wow, not a small challenge then!?! Can't really suggest anything that hasn't been said, just wanted to wish you luck! If the job wasn't helping your health, then its definately not worth it!
Sarah x

Thanks Sarah, nope not a little one, there's money due but who knows when I'll get most of it (and the irony is not lost :rolleyes:).
Nope it wasn't so I'm putting my foot down, time to get better! I've spent my whole late teen / young adult life ill and I'm (excuse the pun) sick of it all. I want to feel well, not wonder how four years have passed and I've achieved so little due to sleeping through it all.

skint_spice wrote: »

Good luck Gemmzie, a few cutbacks and it should be manageable. you could probably get contacts cheaper.

I've looked but keep drawing a blank, they are dailies but I can't seem to find them cheaper. They won't switch me to monthlies because I get hayfever so badly.

hypno06 wrote: »

Is the laptop insurance worth it - would you be better putting a set amount away as emergency savings - the price of new laptops is coming down all the time so insurances are not worth what they used to be.
Loving the title, by the way - no need to explain the content! Perfect!!

I do wonder that, but £156 over a year isn't going to go very far as I can't have a bog standard cheap laptop, I need a very lightweight one. It's screwy at the moment really and I need to send it back it. I think it's dying and it's automatically replaced up to it's original value (£1.2k!)

beanielou

Popping in to say hi.
if anyone can do it then you can.

Gemmzie

beanielou wrote: »

Popping in to say hi.
if anyone can do it then you can.

Thanks, that really means a lot

skint_spice

I hope the stress reduction from the job isn't replaced by stress over money - you can do this no problem and then hopefully by the end of summer you'll be fitter and raring to go.

Gemmzie

skint_spice wrote: »

I hope the stress reduction from the job isn't replaced by stress over money - you can do this no problem and then hopefully by the end of summer you'll be fitter and raring to go.

I don't think it will be as I have the £500 for sure and then £1k from my student overdraft if the tax credits money doesn't come through, so no need to stress

Hope so!

Gemmzie

Looks like that PC insurance is going to come in handy again :rolleyes: My laptop is dying. I've rebooted it but it's still dodgy and the CD drive isn't working properly, fingers crossed they can take it Monday

beanielou

Figers crossed!

Gemmzie

The call came yesterday... am nervous about returning it as I'm still not sure about the job.