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Gemmzie's Staying-Debt-Free-With-No-Income Diary

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  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Not a huge amount due to the poorly stomach. Probably couple of pieces fruit for breakfast, no lunch really I just keep my fluids up or maybe a light snack and an evening meal. Lots of booze :O
    No longer using this account for new posts from 2013
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Hmm something very odd has happened.

    I've moved the money I owed from my mum's CC to mine. It cleared off my mum's card nearly a month ago. It's not appeared yet :confused:

    So I'm not debt free because I can't pay it off because I have no idea where the money's gone.

    What do I do?!
    No longer using this account for new posts from 2013
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    *bump* Any ideas?
    No longer using this account for new posts from 2013
  • cat4772
    cat4772 Posts: 2,467 Forumite
    Gemmzie

    Phone the credit card co and ask them... when I BT'd from my halifax to goldfish it disappeared from Halifax in March and didn't appear with Goldfish until May - effectively I had two months payment free and wasn't charged interest for that period either.

    Cat.x
    DFW Nerd Club #545 Dealing With Our Debt
    :onever attribute anything to malice which can be adequately explained by stupidity, [paranoia or ignorance] - ZTD&[cat]
    :othe thing about unwritten laws is that everyone has to agree to them before they can work - *louise*

    March GC £113.53 / £325
  • (Land_of)_Maz
    (Land_of)_Maz Posts: 11,738 Forumite
    Part of the Furniture
    Do you have the new card?

    Can you pay into the new card, and leave it in credit til your BT comes in, then you'll be where you thought you oughta?
    I'm just a seething mass of contradictions....
    (it's part of my charm!)
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Yeah I have the new card and I did it all over the phone so I can't have got the number wrong :confused:

    Thanks for the Cat, I thought this kind of thing was pretty swift! Normally we've ended up with the balance on two cards for two/three days inbetween.
    No longer using this account for new posts from 2013
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    The weirdness continues, got my statement and the money is now on the card but it's still at zero when I log in to make a payment online. Useless people :rolleyes:
    No longer using this account for new posts from 2013
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    I made a decision, not going back to uni, going to take the job I was offered, thought everything was sorted.
    Now they say that their current part-time is 30 hours, too many, not allowed to do it.
    So now I have no income left, no savings (except my student overdraft which I think I'll have to pay back?!) and I'm totally screwed.
    ARGH :( :wall:
    No longer using this account for new posts from 2013
  • beanielou
    beanielou Posts: 95,586 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    SAorry tro hear that Gemmzie.
    Sorry but not sure what to say.
    Who says you are not allowed
    to do it?
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • skint_spice
    skint_spice Posts: 13,409 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    is there no middle ground Gemmzie? do you mean you're having a year out or quitting completely?
    Mortgage OP 2025 £6200/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,255

    Money making challenge £0/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
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