HBOS shares

ianmr65

louisa7835 wrote: »

Hi, wondered if someone could give me a little advise on shares.... I know very little if anything at all.

I
Many thanks

I'm assuming this is HBOS...

eitherway.. check the small print,,, you should find that the the scheme has some sort of bonus if you don't buy shares... one free month or something... if you cash in early you won't get that. and the shares might recover, to over the buy price. under normal circs the most you stand to lose is the intrest you'd get by saving the money in a normal savings account.

nb you wouldn't be allowed to invest the money directly into the new scheme... you'd have to use it to pay in month by month again.

def talk to an independant financial adviser before doing anything tho...

hbos are a bit risky at the moment, tho i'm guessing you know that, as u work for them.

setmefree

Share price today 294.50 :eek:

ad44downey

HBOS shares down another 3.5% today so far. That's on top of yesterday's 7% fall.

The housing market crash has only just begun. It's forecast to last 2-3 years. These shares could fall another 50%+ by the time it's over. If I still had them I'd sell them pronto.

setmefree

Hell last week it was enough to buy Chips,Sausage in batter and a curry sauce..this week my wife is getting worried, will she still be able to have her sausage at the end of the week...LMFAO

louisa7835

ianmr65 wrote: »

I'm assuming this is HBOS...

eitherway.. check the small print,,, you should find that the the scheme has some sort of bonus if you don't buy shares... one free month or something... if you cash in early you won't get that. and the shares might recover, to over the buy price. under normal circs the most you stand to lose is the intrest you'd get by saving the money in a normal savings account.

nb you wouldn't be allowed to invest the money directly into the new scheme... you'd have to use it to pay in month by month again.

def talk to an independant financial adviser before doing anything tho...

hbos are a bit risky at the moment, tho i'm guessing you know that, as u work for them.

Hi thanks for your response - It's Mitchells and Butlers that I work for though, not sure if this makes a lot of differnce

Old_Slaphead

setmefree wrote: »

Hell last week it was enough to buy Chips,Sausage in batter and a curry sauce..this week my wife is getting worried, will she still be able to have her sausage at the end of the week...LMFAO

£2.94 for a sausage - where do you get them from, Waitrose?

setmefree

Old_Slaphead wrote: »

£2.94 for a sausage - where do you get them from, Waitrose?

LOL :rotfl::rotfl::rotfl:

No i always shop at ALDI's, good food at a quality price.;), please re read my earlier post, im' now stuck to chips and a curry sauce at that share price..the sausage wouls take me well over
:rotfl::rotfl:

kate705

Hi there,
My daughter has the HBOS shares she is only 17 so I hold them for her. Do you reckon they have got so low now that it may be worth keeping them and buying the others at half price. In 5 yrs maybe they will regain some value?
Surely it gets to a point where the price is so low that its hardly worth selling them and may as well wait for it all to pick up.
I have no knowledge of shares as you can tell and its only a small amount but a lot to a young girl. Is everyone selling? Thanks for reading...

Banderman

Somebody certainly selling them. They went down 7% yesterday, 5% today. Something's definitely up. Just because a share price halves doesn't mean it has to go back up again. As Northern rock shareholders will tell you..........

ad44downey

Share price was over £10. Now it's below £3.

It could go below £1 the same as Northern Rock, Bradford and Bingley did.