Statement of intent

setmefree2

Wishing you all Good Luck and hope you all find happiness Must admit I wouldn't fancy starting again financially :eek: not that THAT is a good reason to stay together either!

Best Wishes

StuartGMC

Whilst the information here appears "sudden" it was a very long time coming; yes SMF2 financially it couldn't be a more difficult time to make such changes in life but my focus on financial planning etc had not removed the underlying issues which I had tried to address years ago. There is much more to this than I wish to place in a public forum of course and I hope you will all understand that you are seeing only a little.

TPA I know there will be issues arising but I will do all I can to remain calm and civil, whilst being fully cognoscente of the hurt I've caused and therefore understanding of the anger it generates. With our daughter's age I felt it was now or "never" as she needs stability for her education ahead, and I felt things would only deteriorate over time which would be more damaging to her. I am also aware of expectation management (there you go back to the old work approach!) and will be cautious in what is promised. However, she is old enough/mature to lead a dialogue, express some of her concerns and we have always had a close relationship in recent years and a very open one which I hope will provide for communication during her teenage years but I know this represents one of the most difficult stages in relationships between fathers and daughters not helped by my leaving.

So with all that said, I will try now only to be posting financial and "lighter" items here knowing that you are aware of the background situation.

TPA, good that the F1 game has arrived; have you found it as difficult as I do? About to be challenged by DD in a few minutes - I must start taking it less seriously :rotfl:

StuartGMC

Well the S&S Funds are not too great presently, but units purchased tomorrow on scheduled investment will hopefully be "good" value.

I see inflation is quoted on the BBC as 3.5% - wonder when the BoE will be forced to react and raise interest rates if the inflation target they are tasked with holding is to be addressed?

setmefree2

StuartGMC wrote: »

yes SMF2 financially it couldn't be a more difficult time to make such changes in life but my focus on financial planning etc had not removed the underlying issues which I had tried to address years ago. There is much more to this than I wish to place in a public forum of course and I hope you will all understand that you are seeing only a little.

I do understand that you don't want to be writing too much on the internet - especially if people know you use MSE. Be careful on Facebook too, if you use it:D

StuartGMC

It's funny how sometimes the obvious misses you... I use Trustnet to monitor the fund prices (and need to go back and update actual purchase information which is somewhat out of date for the portfolio). I was finding that a few funds were only giving blank pages and couldn't figure it out, but now I've looked and they must have restructured their site (but not to give 404 errors!). Now my bookmarks all work again making updating the ISA S&S Funds value much easier again

Units should be purchased tomorrow and I think it will be Thursday eve when I can see the true prices paid. Presently I'm holding tight on the funds and not changing anything, assuming I can continue to invest for a little while pending sorting out finances. I also need to get savings built up especially having had a £900 bill to replace the wiring harness on the car last month (I'll not bore you with the details of that!).

Meanwhile I was looking at the MSE information on car breakdown recovery etc; I've been with the RAC for years but MSE recommends Quotelinedirect - do any of you have personal experience of this service and their response times etc? If they are reliable then this would save us a lot of cash each year.

Tesco_points_addict

Meanwhile I was looking at the MSE information on car breakdown recovery etc; I've been with the RAC for years but MSE recommends Quotelinedirect - do any of you have personal experience of this service and their response times etc? If they are reliable then this would save us a lot of cash each year.

I have not had any experience with this particular company however we normally go with RAC paid for with Tesco vouchers. This year Topcahsback were offereing over £50 CB for AA cover so we went with that, it worked out to be very resonable.

Just a little thought on your situation, (I know you are an adult but sometimes the obvious passes you by when you are in such an emotional state), the other children that are involved are also going to be hurt and confused and this may make things very difficult for you if you move in with them shortly after their father leaves the house. I know living in a 'spare room' is not going to be easy but in the long run it could save lots of arguments etc. Once you get to know them well things should be easier, especially as this way, to them at least, it should not seem that you are trying to step into their fathers shoes. (Of course this should also make things easier for the respective ex's.) If things move too quickly at this stage you could upset things for many years to come.

Good luck xx
TPAX

StuartGMC

Tesco_points_addict wrote: »

the other children that are involved are also going to be hurt and confused and this may make things very difficult for you if you move in with them shortly after their father leaves the house. I know living in a 'spare room' is not going to be easy but in the long run it could save lots of arguments etc. Once you get to know them well things should be easier,

TPA, this is precisely why I'm renting a room for a while, so my DD can adjust (although it makes it difficult to be with her obviously as she can't visit/stay) and the two children (younger) of my new partner. As I said, above all, the concerns are for the three children affected by this and on this I think all the adults are agreed.

Have you ever called AA out for support?

setmefree2

StuartGMC wrote: »

Have you ever called AA out for support?

We've used the AA for decades and only ever had great service when we called them out. If you do go with the AA you can pick up some nectar points.

golfiematt

i was watching a programme where the feeling was that the B.O.E rate will stay relatively unchanged until the election and then inflation may increase to wipe out some of the scale of the borrowing, it depends which party gets in though.

poppyoscar_3

Just caught up with your thread. Sorry things haven't worked out for you, and hope you have happier times ahead. Never an easy decision, but life isn't a reheasal so you need to be happy. I hope your wife finds happiness too. Things will be difficult for all of you - but better times ahead. PO xx