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Just saved £78 by requesting a new car insurance quote online, will be with the same provider and the same cover, the only difference was I reduced the annual mileage by 4000 miles.
And I get a Sergei toy!Make £2025 in 2025
Prolific £229.82, Octopoints £4.27, Topcashback £290.85, Tesco Clubcard challenges £60, Misc Sales £321, Airtime £10.
Total £915.94/£2025 45.2%
Make £2024 in 2024
Prolific £907.37, Chase Intt £59.97, Chase roundup int £3.55, Chase CB £122.88, Roadkill £1.30, Octopus referral reward £50, Octopoints £70.46, Topcashback £112.03, Shopmium referral £3, Iceland bonus £4, Ipsos survey £20, Misc Sales £55.44Total £1410/£2024 70%Make £2023 in 2023 Total: £2606.33/£2023 128.8%0 -
Thanks to Martin I have made £125 + £60 per year by switching banks!Comp Wins on Twitter to Date: 20 Prizes!
£2015 in 2015: £2193 :j
£2016 in 2016: £2135.14
Savings Fund : £2100/£10,0000 -
The End Is In Sight!
Thanks to this Website and everyone on the forums, I'm finally on track to being debt free.... It's taken me the best part of 3 years to get to where I am now and I can't believe that in less than 6 months I will officially owe nothing!!! £17,000 to - £0 and I intend to never let that happen again.
I'm 34 years old and I wish that I had been educated with this information in school, this is basic stuff that needs to be put out there.
I first defaulted on my debts and never really cared much about paying them back when I was younger, to cut a long story short I eventually ended up in a debt management plan with PayPlan, until I found this website and realised how easy it was to manage yourself.
I was naughty in the debt management plan and I had taken out new credit cards and store accounts, the old debt now at 0%apr I was able to pay the new credit cards with surplus income. (Lied about my income to Debt Management)
Finally realised what a stupid thing I was doing and nearly ended up bankrupt, I decided to get it all together and actually pay everything off. It's been hard work and I can now see an end and can't wait to start saving money; even better that I will be opening a First Time Buyers ISA just as I become debt free. :-))))))
Thank you everyone.
Martyn :j:j:j:j
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We're selling any unwanted items on eBay/gumtree/etc and keeping the money in a separate pot. We are also putting stuff aside to take to a car boot sale. This is our "oh dear god, it's broken and expensive how are we going to afford that" pot.
We also put £10 each a week into our dinner money pot. That is if we haven't bought lunch out that week. Any day we have is minus £2. This is our holiday spending fund.
I'm also constantly swapping providers for everything that we use and cutting out what we don't actually need. I actually enjoy going round and working out what's the best deal for everything and coming to this site to see if there's anything else I've missed.My debt free diary
https://forums.moneysavingexpert.com/discussion/6348513/large-renovation-tiny-budget-lets-go/p1?new=1
Debt: £14,896.33 @ 21/04/2020.
Down to: £4,982.12 @ 08/06/2022
Today: £9,799.520 -
Little things I have recently done to save money;
1. Join this website!
2. NOT letting my car insurance auto-renew and instead getting a new quote from scratch. Saved me about 120 quid for the year. And this was even with the same insurer!
3. Taking a bottle of water out everywhere with me so I won't be tempted to waste money on an unhealthy fizzy drink of some sort. (Though Costa still tempts me...)
4. Using my points credit card for my everyday spending. I have just redeemed £30 worth of Marks and Spencer vouchers and a £10 Boots voucher using all the points I racked up.
5. Not going out as much...seriously...socializing spends way too much money :P
6. Next month my phone contract will be up and I'll be moving to a sim only plan which will save me about 15-20 quid a month.
It's been amazing to see all the little things add upThe financial wealth building journey.
Busting this debt before 40. Started in August 2024 with debt = £19,966. August 1st 2025 debt = £0 and busted!
Debt free dairy https://forums.moneysavingexpert.com/discussion/6547320/busting-this-debt-before-40/p1
Savings goals by 31st December 2025;
Emergency Fund: £3,445 / £4000
SIPP: £3,932 / £4000
S&S ISA: £637 / £1000
“Save me now and I’ll save you later” - Your money
I eat far too much chocolate...0 -
I just called Plusnet for my MAC code as I was going to switch to SSE broadband and line rental for £12 p/m. However, plusnet have matched it for me and it starts by the end of the week. I'm now saving £199.92 over 2yrs0
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For several years I have adopted the habit of checking when a bill is due for renewal and though I have saved £1,000's, I AM STILL SAVING!
Just switched from my last Utility provider , E.ON who kindly saved be several hundreds of £'s. They put up my D.D. just before my tariff was due to finish from £52.50 to £58 a Month on the assumption I was staying with them. MSE Energy Club recommended I could save £50+ if I moved. Did a search and found with G.B. Energy Supply I can save a WHOPPING £300 over the next 12 months.
So, you don't need to be a 'newy' to save money on bills.
P.S. I also look after all my mother-in-laws bills too. She isn't bothered about saving the money, but I always say, "Better in your bank than in theirs"! Have saved her about £250 in the last year on electricity and home insurance.
Thanks you Martin and your team.:D0 -
I rang Churchill to ask why my house insurance had gone up. They said it was due to increase in tax! They agreed to throw in home emergency cover and reduced the cost too. Saving of over £60. Well worth the phone call.
I live in an unusual style of house so its not possible to get insurance from all suppliers.0 -
Saved £50 on my car insurance by using googlecompare.0
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:j Exactly as Martin says 'on the tin' i.e. on this site. I had notice that Easyjet flights were "20% cheaper this summer" so rang the number provided on this site and got the difference refunded. The voucher was in my email Inbox almost as soon as I put the phone down! The most difficult part was waiting in the phone queue.
The refund isn't enormous but our daughter and family are thrilled to have saved at all and it demonstrates good money-saving strategies to the children. Thank you Martin. :T0
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