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S.o.a.

Hi all could you look through this and tell me what else i can add on please.

Mortgage payments or rent on your home £525.00
Housekeeping (including food and cleaning) £260.00
Gas, electricity, other heating £80.00
Water £40.00
Telephone charges £40.00
Travelling to and from work and other essential journeys £200.00
Clothing £30.00
Maintenance payments and fines £10.00
Council tax £145.00

Other essential payments (e.g. life/household insurance, car tax & repairs)

Tv liscense £11
Dentist £20
Holidays £50
Haircuts £30
Family days out £50
Alchol £ 30
Taxi £20
Birthdays £20
Window cleaner £5
Xmas £30
Car tax £18
car insurance £30
Car maintenance £20
«13456789

Comments

  • december
    december Posts: 707 Forumite
    Hi,
    After doing my I&E yesterday and looking at what I wrote how about including household insurance and drycleaning (if applicable.) I don't know if you would be allowed to include family days out, alchohol and taxi costs though, although I'm sure someone who has had more experience of looking at I&Es will be along shortly to help :)

    Also it might help if you put how many people there are in your household so people can tell you if you could add more to a certain area.

    December
    BSC support number 158

    weight loss - 52lbs
  • dalip
    dalip Posts: 7,045 Forumite
    Would help if you told us if you are single/couple/family of 4 ect. Then we can look at allowances correctly.D
    Free impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
    Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D
  • JCS1
    JCS1 Posts: 5,336 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Debtless wrote: »
    Hi all could you look through this and tell me what else i can add on please.
    How many people is this for?
    Mortgage payments or rent on your home £525.00
    Housekeeping (including food and cleaning) £260.00
    Gas, electricity, other heating £80.00
    Water £40.00
    Telephone charges £40.00
    Travelling to and from work and other essential journeys £200.00
    Clothing £30.00 Can probably increase this
    Maintenance payments and fines £10.00 What is this for?
    Council tax £145.00

    Other essential payments (e.g. life/household insurance, car tax & repairs)

    Tv liscense £11
    Dentist £20
    Holidays £50
    Haircuts £30
    Family days out £50 Won't be allowed, but you are allowed one after school activity per child instead
    Alchol £ 30 Disallowed
    Taxi £20 Not allowed
    Birthdays £20 Not allowed
    Window cleaner £5
    Xmas £30 Not allowed
    Car tax £18
    car insurance £30
    Car maintenance £20

    What about school dinners, any childcare, pets?
  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Are you really allowed a window cleaner?!! :confused:
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    I would very much doubt the OR would let you have £360 a year on alcohol...sounds harsh I know but its probably what an OR would say...taxis probably would be denied as your already claiming for travel expenses..family days out I doubt would be allowed either

    but as dalip said if you could inform us if your single/family/couple
    We all die. The goal isn't to live forever, the goal is to create something that will
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    Are you really allowed a window cleaner?!! :confused:

    Nope....classed as a luxury when i asked my OR office
    We all die. The goal isn't to live forever, the goal is to create something that will
  • JCS1
    JCS1 Posts: 5,336 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Are you really allowed a window cleaner?!! :confused:

    "Cleaning, Gardening & Ironing Services" not allowed
  • december
    december Posts: 707 Forumite
    I've included a window cleaner in our I&E as our contract states that all windows must be cleaned outside a minimum of once a month and with my partner's ill health and my lack of balance, I couldn't really see another alternative.

    December
    BSC support number 158

    weight loss - 52lbs
  • Debtless_2
    Debtless_2 Posts: 142 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    here you go

    2 adults
    1 child under 2yrs
    2 cats

    and maybe 1 child on the way in a few months time
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    december wrote: »
    I've included a window cleaner in our I&E as our contract states that all windows must be cleaned outside a minimum of once a month and with my partner's ill health and my lack of balance, I couldn't really see another alternative.

    December


    you wont be allowed to keep that though..you'll be expected to do them yourself, i'm in poor health with a lack of good balance & my OH has various problems but in my interview I had it denied.......my OR quoted from his guidelines say Cleaning, Gardening & Ironing Services not allowed
    We all die. The goal isn't to live forever, the goal is to create something that will
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