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Debtless_2
Posts: 142 Forumite


Hi all could you look through this and tell me what else i can add on please.
Mortgage payments or rent on your home £525.00
Housekeeping (including food and cleaning) £260.00
Gas, electricity, other heating £80.00
Water £40.00
Telephone charges £40.00
Travelling to and from work and other essential journeys £200.00
Clothing £30.00
Maintenance payments and fines £10.00
Council tax £145.00
Other essential payments (e.g. life/household insurance, car tax & repairs)
Tv liscense £11
Dentist £20
Holidays £50
Haircuts £30
Family days out £50
Alchol £ 30
Taxi £20
Birthdays £20
Window cleaner £5
Xmas £30
Car tax £18
car insurance £30
Car maintenance £20
Mortgage payments or rent on your home £525.00
Housekeeping (including food and cleaning) £260.00
Gas, electricity, other heating £80.00
Water £40.00
Telephone charges £40.00
Travelling to and from work and other essential journeys £200.00
Clothing £30.00
Maintenance payments and fines £10.00
Council tax £145.00
Other essential payments (e.g. life/household insurance, car tax & repairs)
Tv liscense £11
Dentist £20
Holidays £50
Haircuts £30
Family days out £50
Alchol £ 30
Taxi £20
Birthdays £20
Window cleaner £5
Xmas £30
Car tax £18
car insurance £30
Car maintenance £20
0
Comments
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Hi,
After doing my I&E yesterday and looking at what I wrote how about including household insurance and drycleaning (if applicable.) I don't know if you would be allowed to include family days out, alchohol and taxi costs though, although I'm sure someone who has had more experience of looking at I&Es will be along shortly to help
Also it might help if you put how many people there are in your household so people can tell you if you could add more to a certain area.
DecemberBSC support number 158
weight loss - 52lbs0 -
Would help if you told us if you are single/couple/family of 4 ect. Then we can look at allowances correctly.DFree impartial debt advice available from: National Debtline - Tel: 0808 808 4000 | The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111 | Find your local Citizens Advice Bureau
Laugh at yourself and others laugh with you.Laugh at others and you laugh alone. BSC No 107:D0 -
Hi all could you look through this and tell me what else i can add on please.
How many people is this for?
Mortgage payments or rent on your home £525.00
Housekeeping (including food and cleaning) £260.00
Gas, electricity, other heating £80.00
Water £40.00
Telephone charges £40.00
Travelling to and from work and other essential journeys £200.00
Clothing £30.00 Can probably increase this
Maintenance payments and fines £10.00 What is this for?
Council tax £145.00
Other essential payments (e.g. life/household insurance, car tax & repairs)
Tv liscense £11
Dentist £20
Holidays £50
Haircuts £30
Family days out £50 Won't be allowed, but you are allowed one after school activity per child instead
Alchol £ 30 Disallowed
Taxi £20 Not allowed
Birthdays £20 Not allowed
Window cleaner £5
Xmas £30 Not allowed
Car tax £18
car insurance £30
Car maintenance £20
What about school dinners, any childcare, pets?0 -
Are you really allowed a window cleaner?!!Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848"He who laughs last didn't get it!" :rotfl:BSC 134
0 -
I would very much doubt the OR would let you have £360 a year on alcohol...sounds harsh I know but its probably what an OR would say...taxis probably would be denied as your already claiming for travel expenses..family days out I doubt would be allowed either
but as dalip said if you could inform us if your single/family/coupleWe all die. The goal isn't to live forever, the goal is to create something that will0 -
Merry_Gentry wrote: »Are you really allowed a window cleaner?!!
Nope....classed as a luxury when i asked my OR officeWe all die. The goal isn't to live forever, the goal is to create something that will0 -
Merry_Gentry wrote: »Are you really allowed a window cleaner?!!
"Cleaning, Gardening & Ironing Services" not allowed0 -
I've included a window cleaner in our I&E as our contract states that all windows must be cleaned outside a minimum of once a month and with my partner's ill health and my lack of balance, I couldn't really see another alternative.
DecemberBSC support number 158
weight loss - 52lbs0 -
here you go
2 adults
1 child under 2yrs
2 cats
and maybe 1 child on the way in a few months time0 -
I've included a window cleaner in our I&E as our contract states that all windows must be cleaned outside a minimum of once a month and with my partner's ill health and my lack of balance, I couldn't really see another alternative.
December
you wont be allowed to keep that though..you'll be expected to do them yourself, i'm in poor health with a lack of good balance & my OH has various problems but in my interview I had it denied.......my OR quoted from his guidelines say Cleaning, Gardening & Ironing Services not allowedWe all die. The goal isn't to live forever, the goal is to create something that will0
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