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What is your MSE bug bear?

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  • skint_spice
    skint_spice Posts: 13,432 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    At the moment it's the obsession with holidays that gets me, why do we all have to head abroad for two weeks or else it's "oh poor you". Yes, I NEED a break from work but there's loads to do round here and it'd be fun to spend time with DS without the pressures of school and work. I asked a holiday obsessed friend how many she'd been on as a kid (relatively well off parents) and she said the same as me - a few abroad but mainly uk camping. But then she said I sounded like her gran... I'll get my coat...
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • benbenandme
    benbenandme Posts: 12,349 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Photogenic
    I agree with Skint Spice about the holidays, I'm very fortunate to live in a beautiful part of the country and can welk to the beach and the New Forest is on the doorstep too, but people do look on me with pity when I say we're not going away this year. I only work part-time so don't feel the need for big extravagant holidays but others seem to struggle to understand this :rolleyes: I would much rather put it into my mortgage pot and then when ds is older we will be able to go on nice holidays :D
    Mortgage Total: £51,549 / £75,000
    Mortgage Overpayments Pot £1079
  • MiasMommy
    MiasMommy Posts: 214 Forumite
    My bugbear well not a bugbear more like a person who bugs me the most, is this person I know, shes 20 like me, cept she has a boyfriend who works as an electrician so he earns good money, she has a duaghter the same age as mine 18 months, and they have to go on those holidays, butlins, haven, gone to alton towers/drayton manor when the baby was like a few weeks old, it annoys me becuase whats the point shes only little she wont remeber

    . Recently got herself a 10 grand loan to buy a BMW, its crazy all for the image. Funny thing is shes in about 20 grand of debt, but because her dads gone bankrupt she wants to do it. It really makes me mad !!Oh and she also decided to get a morgage out, I suppose everyone lives their own lives , but what gets me is her poor daughter is going to grow up thinking doing this sorta stuff is fine when its not.
    MiasMommy
  • GirlRacer_2
    GirlRacer_2 Posts: 3,026 Forumite
    Hypno has hit the nail on the head for me. 'It's alright for you' The number of people that have said that to me. I also note people's faces when you give them gifts, why do they assume that because you work hard for your money your going to buy them expensive birthday and christmas presents?

    WHatever has happened to the saying 'it's the thought that counts'.
  • GirlRacer_2
    GirlRacer_2 Posts: 3,026 Forumite
    p.s - I also hate it when people moan about how much effort I put into e-baying. If you don't wanna earn the extra money then don't e-bay but please don't criticise me. If I wanna run around like an idiot posting parcels left right and centre then that's up to me. I'm the one that's smiling at the end of every month with a little profit in the bank :)
  • SarahNeedle1872
    SarahNeedle1872 Posts: 6,166 Forumite
    sallyx wrote: »
    My bugbear is when I tell people about Quidco, free money when they want to change utilities, buy stuff online and they say ah its more hassle than its worth....Why? Ive made over £300 on quidco just by changing insurance etc not even buying things.
    Totally! One woman where I work was talking about doing overtime because her mortgage was switching back to SVR and it was going up by £120+ a month. I asked her why she didn't look for a better deal, and she said 'she couldn't be bothered with that hassle every three years' !!!!!!???? 1 hours effort and a couple of phone calls to save nearly £1500 a year:confused:

    Also the supermarket thing..... I am not proud and will fill my trolley with Basics products (yes I shop in Sainsburys, but I work there and get discount, and there aren't any Lidl's/Aldi's near me, or I would go there!), where as OH would by the most expensive he could!

    As someone else mentioned... OH HAS to go to sleep with the tv on, and tends to wake up when I turn it off! he also likes to leave lots of lights on, or the door open and the heating on!

    Finally (for now, so I can get off my soap box!) I hate the fact that if people know you are sensible with money (and now that we are getting close to being DF), they think you are loaded!

    Great thread Jak!x
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • Deep_In_Debt
    Deep_In_Debt Posts: 8,579 Forumite
    Part of the Furniture 1,000 Posts Photogenic Mortgage-free Glee!
    I get all the stuff about because I work and have an average paid job and live on my own and have no dependents I can afford to pay for everything. The fact is, because I live on my own and have to pay the mortgage, bills, essentials etc, etc, I don't have much money as it's only my income running the house! People don't seem to understand that.
    Debt 30k in 2008.:eek::o Cleared all my debt in 2013 and loving being debt free :)
    Mortgage free since 2014 :)
  • mizmir
    mizmir Posts: 3,710 Forumite
    Debt-free and Proud!
    Mine is the people who think you are weird because you drive an older car - or don't change it every other year! Even if I wasn't in debt I wouldn't contemplate spending thousands on a new car that would be worth thousands less as soon as it was out on the tarmac! Our cars are 10 and 6 years old and are going fine - so why change them? Even the garage has started on this one ..... "this car is getting on a bit now"..... it's 6 years old !!!!!! - it's the newest car we've ever had!! :mad: :rolleyes:
  • tru
    tru Posts: 9,138 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    Because I'm self-employed, people think I'm rich. BUT.......because I don't have a car, people think I'm poor :confused:
    Bulletproof
  • Deep_In_Debt
    Deep_In_Debt Posts: 8,579 Forumite
    Part of the Furniture 1,000 Posts Photogenic Mortgage-free Glee!
    I'm on a roll now!!! My friends always boast about the new "gadgets" that they have bought. One recently couldn't wait to show me her new, flashy mobile phone she had paid over £200 for. I have a 3 year old PAYG mobile which i bought in Tesco's with my vouchers which suits me fine and does everything I need it to do. My mate changes her phone every year and never uses most of the things on the phone anyway. I can think of better things to spend £200 on to be honest.
    Debt 30k in 2008.:eek::o Cleared all my debt in 2013 and loving being debt free :)
    Mortgage free since 2014 :)
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