What is your MSE bug bear?

Welshlassie

We've got a friend who spends a fortune on shoes and nice clothes on credit cards and then can't afford to go out anywhere to wear them and then every couple of years increases his mortgage to pay off the credit cards.

He just doesn't get it. Only last week he asked me what the best 0% CC at the moment is, I said Virgin for a BT, but don't spend on it, and he's like but I don't have any more cash and its free money. :eek:

jopwo_87

The collections at work do my head in. I work for BT, in a department full of extremely well paid people. (even though im only a lowly apprentice) They seem to think that every time its someones birthday, anniversary, wedding, engagement, birth, xmas (any excuse) we should all stick £10 in a tin. Thast all well and good but in a "close knit team" of 32 people (!!!) This is veryyyy expensive!!

Another thing that annoy me are people who use the washing machine with only a pair of jeans and 3 t-shirts in it, then tumble dry it on a hot day. As i live in a shared house, we all have to contribute to the electricity bill!!

vodkawitch1

People who moan they have no money but they smoke. Now I used to be a smoker myself but it really is one huge waste of money. If people can afford it fine, but to grip they are skint and then light up is just plain silly.

Lula-Hula

I'm liking this thread

This sounds mean but I have 2 friends who really bug me ;

one owes over £4,500 on a cc - I gave her this website details & the snowball one & the spending diary one, since then she's spent £90 getting fake eyelashes stuck on to 'save on mascara' :rolleyes: . I love her to bits but I really think she's missing the point !

the other 'friend' always arranges meets at the pub then conveniently forgets her purse or has 'just been cleaned out ' by the window cleaner / parking meter / travel agent for her latest holiday :mad: .

best stop now or i could get !!!!!y - dont love that one at all .

Rage_in_Eden

:rotfl: Oh this thread has made me laugh . Collections at work (especially for people you don't like), I have 2 colleagues who never have any money but get their hair (cut very short - don't understant) and nails done nearly every week - "Oh look at my nail art on my toes" Go out on the pull eevry weekend (the younger one ok but the other one is well into middle age) and complain about how much they spend - why go then? Both on holidays a lot but always moaning about the cost "I have to spend £170 on a weekly shop" :eek: 1 adult - 2 kids. This is the same person who's Mum had a substantial win on the lottery just before Christmas and "I buy her everything anyway as she's in a home" so she pocketed the win ..... for shame....:eek: Both of them are on holiday at the mo (thankfully.....) We have one office here who think they're "a cut above" the rest of us lowly secretaries. Me and two other girls did a Christmas party on about £70 for the whole department and we have lucky dips for chocolates, a huge buffet spread and were giving people stuff to take back to their offices with them. The other office recently did a party for one of them (some finger food from Marks and bowls of sweets ) completed by a 3 tier bithday cake (apparently the top two were fake and just iced - I kid you not) and cake wasn't even opened (far enough but get a cheapo cake for everyone if you don't want to open the main one). They bought her a bag for over £100 - comments have been made that they must have put a lot of extra money in the collection as a lot of people just signed the card! Just what is the point of that? Can't stand people who borrow and don't pay back either. My BIL and SIL are like that. Last time we were at MIL's house they rang up asking for "6 teabags and a pint of milk"! Both well paid jobs and asking pensioners! I said "god it'll be two slices of bread and a teaspoon of marg next". Mr Rage was that appalled we stopped off at a late shop on the way 'round and bought them - needless to say we didn't get anything back for it.......:rolleyes:

Fidget21

Two things...for starters!

My OH leaving the light on in the garage and because we don't go in there that often it gets left on for days (might try and get one of those timer switches to turn it off automatically if he proves incapable of accepting the responsibility of switching off a light!)

People who don't shop around for their mortgages. I worked with a woman who had never (NEVER!) questioned the fixed rates she was being offered by her lender...her reason? "Because I can trust the bank to give me the best rate they have!" BANK!!!!! TRUST!!!!!!!!! (I can feel my blood boiling just typing about it!)

paddlingfuriously

Oh - my biggest one at the moment has to be all the friends who expect people to fork out hundreds of pounds for their hen dos and weddings - and use holiday time from work to go on them! I don't want to spend £300 on a weekend abroad with a big group of people I probably don't even really know! I had a hold the date card for a wedding next year the other day - the rooms in the only hotel nearby are £160 a night - eeeeeek! I love my friends and want to celebrate their happiness but it all seems to be getting a bit out of control with everyone trying to outdo the last hen do/wedding they went to - where will it end?!!!

thepinkladez_2

my bug bear is when i offer people advise and then they dont bloody take it! not that i am the all high and mighty, but if they ask me how i do that or something and then i show them etc then they dont bloomin do it , it drives me mad!my mil is the worst spent ages showing her the comparison site for holidays and then found loads and she etill bloomin booked it at the travel agents for more as she trusted them!!!!!

Bargainfinder_3

ooooh I love this thread!! I've been reading through, nodding and growling appropriatley, waiting to list my things... most of which have probably already been said!

- Close Family (of 4) who don't drive and live 200 miles away, refuse to come on train (even when we offer to pay for them:eek:) and will only visit when they are 'picked up' by someone.. this means 2 round trips of 400 miles for us, cant go together to keep each other company as there are 4 of them and they never offer any petrol money. Yet when I visit them on the train (at bargain rates) they insist on giving me £10 to get a taxi from the station to save them having to come on the bus to meet me:mad:

- Telling people about MSE and have them look at you like you're insane
- Family who let their kids wipe their sticky fingers all over my furniture and open packets of food and then throw them away, and then give their kids cereal and when they don't eat it, give them jam on toast instead (leaving butter in the jam so the next time I open it it's mouldy) and assuming we don't mind as we're 'well off' enough to afford new stuff every year anyway.... no we're not!!
- Family who go shopping with you and say 'oh lets just pay together, we'll get through the q quicker' meaning, you pay and I just wont ever get round to paying you back - even though you are food shopping and they are just buying some dvds they saw on offer and dont need :mad:

-A girl at work who says she has loads of debt, I hear her crying off payments to her car company, then she take days off sick because they had to sit and 'sort out their finances' and then complains she never spends any money on herself... next day comes in with brand new 'Faith' shoes, bought just BEFORE the sale, and buys herself a £4 baked potato from the stand (I bring my potatoes in and do them in the microwave!!

- a close friend who is getting married and asked OH to be his best man. Once OH had accepted, told him the rehearsal was the night before, so we'll have to go up and stay in a hotel, he had to pay to hire his own suit, and it's 'Tails' so he cant wear his own wedding suit, and he wants him to organise the stag do...:mad: When we got married, we budgeted to pay for everyones things, because most of our friends have their own financial burdens... I got my bridesmaids dresses from a shop that sold out of season BHS wedding stuff and they were £28 each!! I wouldn't have even asked my bridesmaids to pay for that!!

:rotfl: :rotfl: :rotfl: :rotfl: :rotfl: :rotfl:

I'm very happy now I've had that rant. Jak - what a fantastic thread!!!!!!
:T Lets have another cheer for the MSE way of life:T

supermezzo

vodkawitch1 wrote: »

People who moan they have no money but they smoke. Now I used to be a smoker myself but it really is one huge waste of money. If people can afford it fine, but to gripe they are skint and then light up is just plain silly.

I used to have a friedn with three kids who moaned like h*ll about being broke and what the kids were doing without then light up - drove me mad!:mad: