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My own diary to keep me on track
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Started work @ 7.30 today. Why is it that DS always wants to sleep in on a weekday!!! Got a lift in with dad. So that saved £2.40 i dont have.
Have bought my lunch in with me, corn beef roll and some left over potato salad, im not going to buy any red bull as thats another £5 a week.
Will do my quidco etc clicks at lunch time. And a nose at the freebies board. Will also at some point this week post a new SOA as my rent amount has dropped as im so far in advance and i will also have my wages figure this week.
Hopefuly i wont spend anything today, will update later.0 -
Another day, spend nothing yesterday, hoping for the same today as i dont have any anyway!
I got my conformation through for Pontins yesterday, and also got a free ferry crossing to France for the day. Im so happy as i was going to buy tickets anyway but this has saved us £12.
Also started at 7.30 again so its an extra 1 1/2 hrs. Will know what my wages are later so will post my SOA for June tonight.
Oh and i have £30 due from quidco at the moment :j0 -
yay, pay went in the bank early today so i have my £1325. Plus, i have an extra £403 so thats a total of £1728.00!!!
Am going to double check all my figures tonight and then post my SOA for June as i didnt get roud to it last night.
Also i managed to get my rent DD reduced as it was at £500 as i was so far behind a few years back, i never really thought about it until the other day. New DD will be for £392 so thats an extra £108 to o on debts / holiday fund.
Have no lunch with me today as i forgot it, so i am going to have to spend £3-4 on lunch today. Other than that it will be a NSD.
Right must do some work and earn some more dough!0 -
Ok, update with money
Normal Wage £1325 + Overtime £403 :j
Gas 41
BT 38
Books 5
DWP 10
C Tax 79
H Ins 15
Electric 39
Water 29
TV Licence 12
Rent 392
Vanquis 60
HSBC 60
Dad 50
Sub 10
Charges 6
Next 40
Littlewoods 237
CIB 94
Food 65
Living 120
Travel 55
June Hol 150
TOTALS 1607
Leaves £121 in saving acc for emergencies, if not used by end of month use to pay towards vanquis
Means i only have three debts left, in order to be paid off,
Vanquis - By end of July
Next - August
HSBC - December
Im also still doing clicks and have a little due from quidco. I will carry on bringing in lunches for work, didnt today as im leaving at 1 so i can spend some time with DS as i havent really got to see him this half term, he just been crashing on the sofa when we get home. Not sure what we are going to do, might treat him to wimpy for tea?
Im really lookng forward to pontins too, Joe just wants to go on the ferry to France. Ive already started making lists.
Anyway as im off early today i best get some work done.0 -
I have just blown my budget today. Had the reply back from school saying no to the holidays. My own fault, i shouldnt of booked them.
So i have spent £25 on wine for later, avacados, spring onions, peppers, mozzerella, tomatoes, and cat food. Also got some other bits, nice bubble bath at £3.99 a bottle! Im going to see how much it will cost to move my free pontins hol, and also the November one. I know that i will have to probily cancel november as when i waslooking at prices it came up at over £1500. Im hoping pontins can change the date for under £40.0 -
Hello just read your diary for the first time. Sorry to hear about the holidays im sure you will sort it out though.
Well done for doing so well getting those debts down!! Your figures are falling fast which must be such a good feeling. Just remember once they are paid aim to buy things as and when you can afford them. Believe me i know the temptation is hard!!:o
Well keep up the good work and i will be back to check on your progressProud to be Dealing with my Debts
Lightbulb Moment 1st April 2008 Total Card Debt £2100/£1815 ~ 5th June 08 Total Overdraft £500 Total Car Finance £5000 £2 Challenge £4/£40 Next to attack~Littlewoods £275/£2390 -
Im really downtoday, i know i shouldnt of told DS about the holiday until i knew he could go. He has even been trying to speak French for when we went to France for the day. Im just so peed off. DS has been having a really hard time at school this year and his behavour at school has been bad. It has got so much better now though. The school just do not seem to understand that im trying to make DS happy at school, he just doesnt like lots of people, or when things change - like his teachers. He has a four different ones this year and none of them teach for more than a day at a time. I dont know why. They know that this unsettles DS, I dont even to 46 hrs at work any more, cause i said i would take DS in on Monday and pick him up on Fridays, so i am now a day short every week. I do try and work from home in the
evenings its just hard sometimes, i just need to sleep, lol.
Oh he even has nearly 100% attendance, but he has had to leave at 2.30 every wednesday for speech therapy for the las six weeks, so they have taken that into account and said no.
I have asked the head to call me next week to discuss this as i need at least one approved. To be honest, i need the break away as much as DS. He returned from Spain last year so happy. He also needs this time with me. I need time with him. They can see that his behavour has improved at school because i have been taking him on a Mon and picking up on a Fri. He is much happier because of this. Dont they understand he would learn, its not like we wouldnt take work with us.
Sorry for my rant, its out of my system now.
kind of.0 -
£216 to change the pontins holiday, unless his head teacher can change her mind we def wont be going.0
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hiya angie baby,
just been reading your diary and i know im a bit thick but why dont u just take ds out of school for the 2 holidays as i did a couple of years ago with both of mine and school had a dickie fit but did it anyway?0 -
Im not sure, the letter they sent said they could refuse to take DS back, plus fine me £50 every day he is not there. Im waiting on the head calling next week to explain that the July is a free holiday and that the November was originaly booked my my dad. Im willing to take work away with us etc. Hopefully they will change there minds and at leastlet ius have one. My mate said i shouldnt of put both in that the same time, but i did as i thought it would be better to be honest.
We will see anyway, if not i will lose the £150 deposit for november and it looks like we will have a long camping weekend over the summer hols. Which wouldnt be that bad, the camping, not the losing £150. lol.
Im not so peed off now, just had to get it out of my system..0
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