We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Big up Co-Op Cashminder!!!

124678

Comments

  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    chloebelle wrote: »
    This is probably a dumb question but I assume these accounts are designed for people with bad credit? Am going to see if my OH can open a cashminder tomorrow but his credit rating must be terrible by now. Do you think that will be a problem?

    Because they are such a basic account, a bad credit rating shouldn't be a problem. As long as there's no fraud on his credit file he should be ok. :)
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    d123 wrote: »
    If you want to pay cash into a coop account, all you need is the card. Card into the card reader and you hand the cash over. There is no paper work at all for the deposit (other than the paper receipt from the teller).

    You should receive your PIN 2 days after the card.

    I need to do some chasing then. :confused: My card(s) weren't ordered when the account was originally opened, so even though I have the account numbers, paying in books, etc I haven't had the cards or PIN yet. I called last week and she said they would be ordered but I know the Bank Holiday would have delayed things a bit....

    I hope they arrive soon - all of my salary, etc is going in there and I am cash-poor until I can get some money out of that account....
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • d123
    d123 Posts: 8,748 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    There is no credit check for the Cashminder account, that's why it's important to tell the bank staff you specifically want the Cashminder, and not a normal current account. They do a fraud check (as Merry_Gentry has already said).
    ====
  • d123
    d123 Posts: 8,748 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I need to do some chasing then. :confused: My card(s) weren't ordered when the account was originally opened, so even though I have the account numbers, paying in books, etc I haven't had the cards or PIN yet. I called last week and she said they would be ordered but I know the Bank Holiday would have delayed things a bit....

    I hope they arrive soon - all of my salary, etc is going in there and I am cash-poor until I can get some money out of that account....

    Give them a ring now, they have a 24 hour UK call centre.
    ====
  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Thanks Dave, doing it now :)
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Couldn't help me much cos their system updates overnight. Looks like when I rang last week the cards weren't issued :( but they are showing on the system as issued on 28th, so hopefully I will get both the cards and the PIN by the end of next week. Boo sucks!
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • Waspeze
    Waspeze Posts: 2,479 Forumite
    Part of the Furniture Combo Breaker
    Couldn't help me much cos their system updates overnight. Looks like when I rang last week the cards weren't issued :( but they are showing on the system as issued on 28th, so hopefully I will get both the cards and the PIN by the end of next week. Boo sucks!

    If you have your account number and ID you could go into the branch on western road and withdraw cash over the counter? If the cards don't come in time that is :)
    :hello:
    Save a little money each month and at the end of the year you’ll be surprised at how little you have.
    An eye for an eye only ends up making the whole world blind
  • Merry_Gentry
    Merry_Gentry Posts: 3,627 Forumite
    Thanks Waspy! :hello: The cards came today so I guess the PINs will arrive early next week - how chuffed am I?! :cool:
    Get free advice before embarking on bankruptcy: CCCS 0800 138 1111 National Debtline 0808 808 4000
    Business Debt Line 0800 197 6026 CAB Insolvency Service- 0845 602 9848
    "He who laughs last didn't get it!" :rotfl:BSC 134

  • Waspeze
    Waspeze Posts: 2,479 Forumite
    Part of the Furniture Combo Breaker
    That's good news then :)

    I dunno... how chuffed are you? :D (just posted the first thing I found with chuffed in it ;):confused: )
    Little_Red_Train_Goes_Chuff_Chuff_Chuff.jpg
    :hello:
    Save a little money each month and at the end of the year you’ll be surprised at how little you have.
    An eye for an eye only ends up making the whole world blind
  • Baybee1984
    Baybee1984 Posts: 572 Forumite
    Thanks Waspy! :hello: The cards came today so I guess the PINs will arrive early next week - how chuffed am I?! :cool:

    Mine came today too :)
    \\ Debt Free April 2008 //
    \\ Single Mummy to 1 boy - 4 years & 5 months old //
    \\ Last weeks spend: £139.39 - 2 NSDs //
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.4K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.4K Work, Benefits & Business
  • 601.2K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.