Sub Prime Credit Card Club

cifpower

Yes, but I would keep the Littlewoods account open (for special offers and deals and vouchers in the future) and just lower the credit limit.

sscott5581

cifpower wrote: »

I don't think it is clerical as after I requested it the screen said I had the overdraft until 10 January 2010 when it would be reviewed. I did ring and ask if I could have a CG but I was told I was not yet eligible.

What Halifax current account do you have?

dolally_2

clio wrote: »

well they reckon they judge you on how much credit you have got available and you could go and spend it, if you went on a spending spree.

They also like to see that you are not maxing out all your available credit though - so might be best to keep it.

clio

may be best to cut limit in half and keep account open, will have to have a think about what i should do

cifpower

sscott5581 wrote: »

What Halifax current account do you have?

I have the High Interest Current Account

although the interest is no longer that high

kiora

:mad: Bloody Aqua, got a letter from them today dated 29th December saying sorry acount has been closed as you did not respond to default notice so straight on the phone to them as had made a payment on Thursday and no mention of this when I called, very nice lady tonight said account has been marked for closure and card is blocked and they should re-activate card on Wednsday when payment clears as I have cleared balance, told her I had not received default notice which she said had been sent out in november so now playing waiting game to see what happens at least default was not registered :mad:

PROLIANT

How did it get like that in the first place Kiora?

kiora

Dont understand as have always paid on time the only thing I can think of is my payment in November was 2 days late reaching them but surely they cant give a default for payment being late, if this is this casethen its adios Aqua, as woman said to me tonight its not like I have not paid so she says cant be a problem re-activating he card

sscott5581

cifpower wrote: »

I have the High Interest Current Account

although the interest is no longer that high

Thanks for that, I have Ultimate Reward and also asked about CG, I was also told I was not eligible. My overdraft is £300 however pre-approved limit zero.

louiser123

my kiora thats rough!!!
although they cancelled my dd as i opened new account gave them details during same call!! yet they didnt set it up so got a call to say payment late!! no default though not yet anyway!