Sub Prime Credit Card Club

claire6hy

i got henleys jeans for £39! and a superdry jacket, with free trainers

kpnut79

I have just been accepted for a JD williams account. £125 starting limit :j

Is there a limit on how many accounts you can hold with JD williams? Also who is part of the JD williams group?

claire6hy

well done :D
x

cifpower

I never signed a credit card agreement for my Jacamo account.

dolally_2

Jaybee24uk wrote: »

Quick question with those with JD Williams accounts.

Did you have to sign the credit agreement before your limits were raised?

Just had my 1st statement, and it say sign the enclosed agreement, however it went in the shreader by accident

My OH has a JD williams account that has had the credit limit increased with every statement - started at £200 and now £600 - he has never signed the credit agreement.

alfred64

Been talking to flybe customer services about doing a balance transfer, as I have not used the card at all yet, and asked if there was a special offer on.
Was told there is offer for new cards such as mine of 0% interest for the life of the balance transfer!
Best to get it confirmed if you're in a similar position to me - but I speedily transfered balance on Vanquis (which I am cancelling - but this is not a condition of the 0% bt) over to it.
Goodbye 47% -- Hello 0%

cifpower

Cracking deal Gromit!

I would keep the Vanquis card open just in case. Its good to have a spare card.

clio

I have a littlewoods account, i don't owe that much and was thinking of paying it off, it has a high limit so wonder if i should keep it open or close it to release the risk that lenders see on my CR. watcha reckon??

cifpower

Release the link? What do you mean?

clio

well they reckon they judge you on how much credit you have got available and you could go and spend it, if you went on a spending spree.