Sub Prime Credit Card Club

claire6hy

kiora wrote: »

Afternoon All,

Just received a fantastic offer for an e-platinum card with guaranteed £5k limit and 0% APR. This is in their T&C.
NOTICE TO CARD MEMBER: (A) DO NOT USE THIS CHARGE ACCOUNT BEFORE YOU READ THIS AGREEMENT CAREFULLY. (B) E-CREDIT PLUS™ SHOPPING CARDS ARE NOT A VISA® OR A MASTERCARD®. (C) THE COST OF MEMBERSHIP IN THE E-CREDIT PLUS™ SHOPPING CLUB PROGRAM IS £79.95. THE MONTHLY MAINTENANCE FEE IS £4.95 PER MONTH. (D) YOU MAY AT ANY TIME PAY OFF THE FULL UNPAID BALANCE UNDER THIS AGREEMENT WITHOUT PENALTY OR ADDITIONAL COSTS. (E) CASH ADVANCES. ACCOUNT HOLDERS MAY REQUEST A CASH ADVANCE AFTER ON-TIME REPAYMENT OF MERCHANDISE PURCHASES, IN THE TOTAL AMOUNT OF FIFTY PERCENT OF TOTAL MERCHANDISE REPAYMENTS SINCE INCEPTION OF MEMBERSHIP, CAPPED AT £500.00. (F) GUARANTEED QUALIFICATIONS: YOU MUST BE 18 YEARS OF AGE.

(Did they think I was born yesterday)
Thing that annoys me is someone who is desperate for credit will probably apply for this.

Sorry guys rant over

lol ohh dear!!!

darcyvuqua

hey guys whats everyones head like mine is still pickled from the beer yesterday!

cifpower

Mine is fine actually. Just a few bottles of pear cider and a bottle or four of Shloer.

claire6hy

my boyfriend was very very drunk last night lol
slept at the top o the stairs! hes at work,being sik.... im fine though

clio

soon be xmas next year lol \0/

claire6hy

clio wrote: »

soon be xmas next year lol \0/

you can just shut it !!!

clio

Right oh if you so...............

christhesparky_2

will we all still be classed as sub prime next xmas though?

clio

why's that, once you have a mainstream card for 6 - 12 months you can leave SP behind as it's served it's purpose:)

christhesparky_2

just askin, had my cap one card 6 months just waiting to here from flybe, working my way up the ladder, or should that be down the interest rates