We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Sub Prime Credit Card Club

17287297317337341034

Comments

  • skyrider007
    skyrider007 Posts: 1,108 Forumite
    oh right so ill still have to pay it

    also, ican i put more money on my card than the credit limit i currently have? say i have a limit of 250 on my vanquis, and i pay money intot he card that takes it to say 500, will that be allowed and would i earn interest on that?

    If you paid them already then there is no need to pay again. For example, if you've spent £100 on the card and paid in £100 before the statement is issued then the statement balance will be £0.00 = no payment required.

    You are not recommended to carry a positive balance on a credit card (as this is against the Ts&Cs of most cards, this will not increase your credit limit and may incur overlimit fee/returned payment fee and so on. You will NOT earn interest on positive balance with the exception of the egg money card which is not open for new applications.
  • clio
    clio Posts: 3,345 Forumite
    QW3RT7
    flybe credit card does good limits, they are not sub prime like vanguis but sub primers have been known to get this card..
    Momma well done on getting your new card, onwards andupwards \0/
  • qw3rt7
    qw3rt7 Posts: 243 Forumite
    The flybe card looks very good, have many people on this thread bean accepted?
  • clio
    clio Posts: 3,345 Forumite
    Yep there has a been a few who got it and a few who have not.
    i think something like a 70/30 ratio.
  • qw3rt7 wrote: »
    The flybe card looks very good, have many people on this thread bean accepted?


    I applied 10 days ago, called today, they said it was still with the application department, and I will hear something within the next few days.

    Probably reminded them to send my out a refusal letter! :)
  • lol :D i think i will wait a few months applying for more, doesnt applying close together give more chance of a no?
    xxxx
    THANK MEEE:j
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    hey everyone.

    I so hate next directory
  • and306
    and306 Posts: 40 Forumite
    Why do you hate next directory???i don't know what is going on with my account my cl was £200 then they put it upto £900,dropped it to £500 and now it's been dropped to just what i owe.
  • I applied for a Flybe card at least 2 weeks ago - I got a we will let you know message but I've heard nothing since.

    I'm beginning to think I applied for this in my dreams and not in real life!

    I applied online and got a 'your application has been accepted' or something along those lines straight away - I take it you also did the application online? Did you get a message like I did then?
    Almost debt-free, but certainly even with the Banks!
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    i cleared my balance in oct of £102 and owed them zero and now they have marked 2 missed payments againest me saying i still owe them £149 am not happy
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.