Sub Prime Credit Card Club

thriftymomma

Thanks Claire. Here is the form for the statuatory report for equifax.

https://www.econsumer.equifax.co.uk/consumer/uk/gb_consumerletter.ehtml

claire6hy

found them for all 3 will get that done tonight

best to get all 3 yeah??
xx

thriftymomma

I think so yes!

claire6hy

cheers
gotta sort out my boyfriends credit too... but one step at a time his is sooo mch worse! we get people callin all the time

thriftymomma

claire6hy wrote: »

cheers
gotta sort out my boyfriends credit too... but one step at a time his is sooo mch worse! we get people callin all the time

HAHA. Must be a thing about men. I am trying to sort mine out too!

thriftymomma

darcyvuqua wrote: »

i have been approved for £250 starting limit well im getting alot more things on the credit ladder so im happy apr is dreadful but will not pay any as it will be used for £5 a month and payed off in full the same day

Hey Darcy, hope you don't mind me asking, what did they ask on the phone?

sutton111

Up we go BUMP.

big_Daddy_Dave

if i spend money on my card

then have the same amount paid back from the source i spent it at, does it count as a payment on a card, as in i've made the payment for the month or whatever (lets say its over the minimum)

or will i still need to pay what i need to pay?

skyrider007

big_Daddy_Dave wrote: »

if i spend money on my card

then have the same amount paid back from the source i spent it at, does it count as a payment on a card, as in i've made the payment for the month or whatever (lets say its over the minimum)

or will i still need to pay what i need to pay?

You mean a refund? That's basically a "credit" transaction, so, yes it will pay off the balance you had prior to the refund.

Jaybee24uk

Hello everyone, I'm slowly rebuilding my credit.

I have an Aqua card starting balance £1000. Sent me a letter 1st to call them before releasing a card.

Capital one, starting balance £200 (took a month to comes)

Had them for about 4 months now, but no credit increases.

Vanquis have not got back to me from 3 months ago!

Halifax have given me a £2000 overdraft, as my wages have been paid in for over a year.