Sub Prime Credit Card Club

sutton111

fairmorn308 wrote: »

hey everyone.

I so hate next directory

I take it they wouldn't do anything about the late payment thing?

sutton111

fairmorn308 wrote: »

i cleared my balance in oct of £102 and owed them zero and now they have marked 2 missed payments againest me saying i still owe them £149 am not happy

God how thick are they!!!
My Dad has an account with them but he refuses to order anything from them because i read they are crap with credit limits and mucking around with them.

moneysavingplumber

Vanquis arrived today, £500 limit and 34.08% purchase interest. Nice one :beer: .

bathgatebuyer

louiser123 wrote: »

yes youve been accepted!! i got the same message and was very shocked but 5 days later card arrived and pin 3 days later!! well done :beer:

Good stuff! I'm hopng they'll be as quick with me as going by what a few others have said on here, they have been known to take a telephone call chasing them after a fortnight or so of waiting.

fairmorn308

balance on 02 oct was £102 and same day i made payment £102 and they tryed to send me a letter saying i ordered goods in 21st septh for around £132 but my question is why wasnt they added to full balance if they say so.

ged1980

sutton111 wrote: »

God how thick are they!!!
My Dad has an account with them but he refuses to order anything from them because i read they are crap with credit limits and mucking around with them.

cant say i have had a problem i always order something every month and pay off in full started with £200 now at £1100 in 3 months

sutton111

moneysavingplumber wrote: »

Vanquis arrived today, £500 limit and 34.08% purchase interest. Nice one :beer: .

Thats a good rate Teir B i think.

sutton111

Has anyone recently had any luck with Monument?
Are they still declining everyone?

moneysavingallday

Anyone know of a mail-order catalogue that checks Experian? I'm finally showing on the Electoral Roll but only on Experian and not on Equifax...

sutton111

I know Shop Direct (littlewoods etc) check Equifax.
Freemans Catalogue may do.