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Eeek, so impatient! I sent back a credit agreement for an Accessory Card on the 28th November and haven't heard anything so rang today. She said that she's sure it's in the building but it hasn't been processed yet so all she can do is send out another agreement just incase it's got lost in the post!
I really need it for Christmas as I've just spent the last of my student loan on some food to take me up to Christmas
Fingers crossed it's found and processed/the other gets here fast! 0 -
If they send you a new agreement try sending it back recorded or even special delivery.0
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Will do! Def recorded if not special - thanks, great idea
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can anyone give any advice?
i have 3 card limits 500 x2, 250 x1
n about 5 catalogues with about 400 credit limits
i'm well within my limits, no bad history, just turned 18 this year
thing is i need a 2K loan for something, but i havent been with my main bank too long and even got knocked back by welcome finance
am i able to just borrow something small?0 -
Have you checked your credit file? Have you made alot of credit applications recently?
It may be that you have had alot of credit at once and being that you are 18 yrs old they have declined you for the loan.0 -
just checked my equifax file
38 searches
WOW
signing up to experian now
my bank wont even give me a £300 overdraft0 -
Vanquis rang this morning, accepted :beer: . They tried to flog me their PPI and cash advance but were fine when I declined, card and details arriving in ten to fourteen!0
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When did you apply for you card?moneysavingplumber wrote: »Vanquis rang this morning, accepted :beer: . They tried to flog me their PPI and cash advance but were fine when I declined, card and details arriving in ten to fourteen!
It should be with you by Friday or Saturday.0 -
There are people on this Forum with more searches than thatbig_Daddy_Dave wrote: »just checked my equifax file
38 searches
WOW
signing up to experian now
my bank wont even give me a £300 overdraft
so don't worry to much, but to many searches will hinder you when applying.:D 0 -
evening all0
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