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  • Rock_Bottom
    Rock_Bottom Posts: 5,270 Forumite
    PROLIANT wrote: »
    Don't be, HBOS are one of the most security savvy banks in the UK, it may be a security issue or maybe their server is undergoing routine maintenence or maybe there is a routing problem on the internet? :confused:
    Thanks, I hope so. ;)
  • doelani
    doelani Posts: 2,576 Forumite
    Part of the Furniture Combo Breaker
    kiora wrote: »
    Hey Guys
    Guess what?????????? I got a JD Williams account today not a high limit but enough to start me off. Anyone who has one what are they like as a company? How often do they increase their limits.

    Hi kiora

    The following are all part of JD Williams group.

    Simply Be £100 raised this week to £200 after 2 months:T
    JD Williams £125
    Ambrose Wilson £125
    Show Tailor £125
    Fashion World £125


    I have ordered and paid for about £200 between them and sent back a number of items as well. The only problem I had is I think their delivery is slow, can take up to 2 weeks.

    I did order stuff of one of their sites called Crazy Clearance but just noticed tonight credit limit reduced to £0.00 and order cancelled but ok can just log in with one of the other account numbers and order it again.
    TOTAL 44 weeks lose. 6st 9.5lb :T
  • louiser123
    louiser123 Posts: 1,248 Forumite
    hi kiora!!

    im with jd group, i have jd williams, viva la diva and they increased mine about every 2 months or so, its now 800 and 700 respectivley, i find them ok, i pay by cheque and i can guarantee my online account is updated the day after i post it out!! :D


    also i have good news,:j still waiting for flybe card to arrive but whilst iwas bored this eve, i checked my equifax file, its on there as an account with 3k limit!!! it did kinda spoil the antisipation though of getting the news in the post with card!! how daft is that:rotfl:

    how is everyone tonight x
    self confessed 80's throwback:D
    sealed pot challenge 2009 #488 (couldnt tell you how much so far as i cant open it to count it!!:mad: )
  • louiser123
    louiser123 Posts: 1,248 Forumite
    doelani wrote: »
    Hi kiora

    The following are all part of JD Williams group.

    Simply Be £100 raised this week to £200 after 2 months:T
    JD Williams £125
    Ambrose Wilson £125
    Show Tailor £125
    Fashion World £125


    I have ordered and paid for about £200 between them and sent back a number of items as well. The only problem I had is I think their delivery is slow, can take up to 2 weeks.

    I did order stuff of one of their sites called Crazy Clearance but just noticed tonight credit limit reduced to £0.00 and order cancelled but ok can just log in with one of the other account numbers and order it again.


    i have just noticed actually that one i opened new withsimply be went like that the day after order cancelled ect, but they have now registered this with experian!!! i was rather shocked as its not a credit account now i can only pay imediatly with card so really thats naughty!!! also on another note a friend of mine has doorstep credit( if thats the right name!) and they have now begun to report to experian !!! you know the ones with 150% interest rate!!! i wouldnt touch em but she has really bad credit report, but i thought they wernt allowed to report either:eek:
    self confessed 80's throwback:D
    sealed pot challenge 2009 #488 (couldnt tell you how much so far as i cant open it to count it!!:mad: )
  • louiser123
    louiser123 Posts: 1,248 Forumite
    oooh pps!!!

    something else really strange happened today too:eek:

    i applied for a next directory account ages ago, must be 3 months now anyway got the go away response but you can pay by card blah blah,

    well tonight delivery man knocked with my jd williams order and with it came something hung on hanger, was on the phone to work at same time so didnt really take much notice signed for them and put them in hall, once i got off phone i was surprised to see the one on hanger was in a next wrapper!!!! ok so hes delivered it to wrong house, oh no its only the top i tried to order months ago:T , with delivery note ect to me. so straight online and went into account !!! 200 credit limit:j i have no idea what happened there but it says order date 4/11/08:eek: , must have just decided ok.

    all the details are mine name address dob ect.

    not sure what to think of that one.
    self confessed 80's throwback:D
    sealed pot challenge 2009 #488 (couldnt tell you how much so far as i cant open it to count it!!:mad: )
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    louiser123 wrote: »
    i have just noticed actually that one i opened new withsimply be went like that the day after order cancelled ect, but they have now registered this with experian!!! i was rather shocked as its not a credit account now i can only pay imediatly with card so really thats naughty!!! also on another note a friend of mine has doorstep credit( if thats the right name!) and they have now begun to report to experian !!! you know the ones with 150% interest rate!!! i wouldnt touch em but she has really bad credit report, but i thought they wernt allowed to report either:eek:
    what happened with simply be did you apply then get turned down?
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    louiser123 wrote: »
    oooh pps!!!

    something else really strange happened today too:eek:

    i applied for a next directory account ages ago, must be 3 months now anyway got the go away response but you can pay by card blah blah,

    well tonight delivery man knocked with my jd williams order and with it came something hung on hanger, was on the phone to work at same time so didnt really take much notice signed for them and put them in hall, once i got off phone i was surprised to see the one on hanger was in a next wrapper!!!! ok so hes delivered it to wrong house, oh no its only the top i tried to order months ago:T , with delivery note ect to me. so straight online and went into account !!! 200 credit limit:j i have no idea what happened there but it says order date 4/11/08:eek: , must have just decided ok.

    all the details are mine name address dob ect.

    not sure what to think of that one.
    A simliar think happened to my dad a while ago he applied for a directory didn't hear anything for 2 months:eek: then a letter came through the post saying we owed them for a directory. He was like we hadn't received it so went on line and he now has £300 limit. i think werid things are happening at next.:eek:
  • louiser123
    louiser123 Posts: 1,248 Forumite
    hi sutton 11,

    i applied got the you have 125 credit limit then next day when i checked it had gone to zero and my order cancelled, so i guess they did decline but was shocked to see it on credit report with 0 balance and 0 credit limit, didnt think they could report an account thats not a credit account??

    as for next i think they are going mad!! i read on here in another post a while ago about someone ordering furniture for the first time at next online they wanted to pay by card in full but it generated her an account , everyone said she was mad and it never happened like that but now im not so sure!!
    self confessed 80's throwback:D
    sealed pot challenge 2009 #488 (couldnt tell you how much so far as i cant open it to count it!!:mad: )
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    yes i read thst post as well. I've just applied for flybe got 7-10 days thingy. i will get declined:o but i've given it a go.
  • doelani
    doelani Posts: 2,576 Forumite
    Part of the Furniture Combo Breaker
    I used to have a next account, started off at £200, then they sent me an acount card that I could use instore and charge to my catalogue account adn before I know it I was hooked..................£2000 limit :eek: luckily I refrained and only spent £600. BAD BAD BAD NEXT.............to many nice childrens clothes on it , :rolleyes:
    TOTAL 44 weeks lose. 6st 9.5lb :T
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