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kpnut79

sutton111 wrote: »

so you don't get a debit card with there basic account.

No just a basic cashcard!!

kpnut79

Just a query.....

I have just had an alert on my Equifax file, so checked it out as you do!

It states on the alert:

'An enquiry by REDCATS (BRANDS) LIMITED on 29/10/2007 has been deleted from your credit report.'

Now this statement is logged twice, giving the impression it's 2 seperate alerts.

So what does this mean and why has it been removed?? Also why have they alerted me to it??

Any advice much appreciated Thanks

Screenager

Hi all,

Just a quick Bank Account question.

I have had a basic bank account with Halifax for just under 10 years with my salary being paid into it but they have never let me upgrade it. Last month I opened a Natwest Current Plus account, I was just wondering if I apply for any credit in the near future which would be better to have on application form, a basic account opened for under 10 years or a current account for a month. I have heard different people say that bank accounts don't count for much when it comes to credit checks, but I just wondered if any of you know if this true or not.

cheers.

clio

kpnut79 wrote: »

Just a query.....

I have just had an alert on my Equifax file, so checked it out as you do!

It states on the alert:

'An enquiry by REDCATS (BRANDS) LIMITED

Have you got a Empire stores catalogue coz they are connected with them..

http://www.ukshoppingcatalogues.co.uk/catalogue/empire-stores.html

Penny-Pincher!!

Just to let you know that OH got his first statement from Flybe last week and the easiest way to pay is via the telephone as its all automated. If you put their name into saynoto10870.com you can also get a free call.

HTH

PP
xx

louiser123

evening everyone!!
how are you all??
i wish my flybe card would hurry up and arrive i cant contain my excitement no longer!!:D

how long did everyone else wait??

Sammy_Girl

Screenager wrote: »

Hi all,

Just a quick Bank Account question.

I have had a basic bank account with Halifax for just under 10 years with my salary being paid into it but they have never let me upgrade it. Last month I opened a Natwest Current Plus account, I was just wondering if I apply for any credit in the near future which would be better to have on application form, a basic account opened for under 10 years or a current account for a month. I have heard different people say that bank accounts don't count for much when it comes to credit checks, but I just wondered if any of you know if this true or not.

cheers.

Hi Screenager, welcome to the board

You'll find that not all bank accounts are reported to the CRAs. I may be wrong, but I think the majority of basic accounts are not reported. So in answer to your question, it is best to have the full account as that is being reported to all CRAs.

HTH

Sammy_Girl

kpnut79 wrote: »

Just a query.....

I have just had an alert on my Equifax file, so checked it out as you do!

It states on the alert:

'An enquiry by REDCATS (BRANDS) LIMITED on 29/10/2007 has been deleted from your credit report.'

Now this statement is logged twice, giving the impression it's 2 seperate alerts.

So what does this mean and why has it been removed?? Also why have they alerted me to it??

Any advice much appreciated Thanks

Hi KP Nut

I wouldn't worry about it. All searches are held on your file for 12 months and then they get deleted. So all that message is telling you is that that particular search is being removed. Never a bad thing as the less searches you have the better

HTH

Sammy_Girl

Evening All,

Hope everyone is well. I'm still poorly

Anyways, spent the best part of 2 hours trying to sort my bank account out. Did the switching service with A&L and what a palava. I'm getting paranoid that my CC DDs aren't going to go out on time. Wages got paid into my old account so am trying to transfer funds across to hopefully cover the DDs in my A&L account. Arrrgh!!!

Fingers crossed all is ok.

Blimey, I've just realised it's 9pm!! Right I'm off to bed - feel like carp and have to go to work tomorrow. Boo hiss.

Night night all

S xx

fairmorn308

hiya sammy

i used the switching service with A+L and everything got transfered with no problems even my wages