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  • clio
    clio Posts: 3,345 Forumite
    C8ndice
    what apr band is oyur flybe card and was it an instant decision!
  • doelani
    doelani Posts: 2,576 Forumite
    Part of the Furniture Combo Breaker
    Sammy_Girl wrote: »
    I chose their switching service.

    Ulster bank offered me switching service and I refused, call me a coward but I used to work for a bank and took calls for " switching department" and it was a nighmare, all phone told us on display which line calls were coming in on , switching, savings, banking and when we seen switching we all dreaded it lol

    I did all my DD myself and just waiting on mortgage company to confirm new DD and thats mine all switched over. All I need now is them to start taking the money which should start 4th November.
    TOTAL 44 weeks lose. 6st 9.5lb :T
  • Sammy_Girl
    Sammy_Girl Posts: 3,412 Forumite
    Phew, I'm in the clear :)

    Just got off the phone to a lovely lady. She has reversed the two charges and the £5 interest on those 2 charges. She has made sure the 1.9% promo rate is still on, and she manually set up my DD :)

    Plus, she said that no black mark will be made against my report as a payment has to be more than 30 days late before they report it as a late payment.

    I am nervous about this switching service. I haven't changed my salary details so that will be paid into my Barclays as usual tomorrow. Fortunately I have a £1.5k o/d with A&L so if any DDs come out of there then they will be covered. So I will just transfer the money from Barclays to A&L. Bit random that I don't know which account the DDs will come out of. I'll just have to keep a close eye this month I think!

    Doelani, why didn't you like the switching calls?? What was so bad with them??
  • craigmc wrote: »
    I applied about 4 weeks ago and am still waiting!

    :j :think:haha we both suckers!!! ill let ya know on here when and if it eventually arrives rang them twice to check they ARE gonna send one lol....:huh:
  • Sammy_Girl
    Sammy_Girl Posts: 3,412 Forumite
    Hi Clio :j

    I failed my CBT :(

    But on a positive note my salopettes (sp?) arrived in the post yesterday so they'll give me more protection when I go again. These "dungarees" do nothing for ones figure lol
  • who do mbna check? experian or equifax??
  • Sammy_Girl
    Sammy_Girl Posts: 3,412 Forumite
    who do mbna check? experian or equifax??

    Experian. I wouldn't go for a card that checked Equifax (my poo file) ;)
  • clio
    clio Posts: 3,345 Forumite
    Aye sammy saw that about CBT you,ll have to keep trying to get sense of being comfortable on scooter. it,s like anything - the more you try the easier it get's.:)
  • doelani
    doelani Posts: 2,576 Forumite
    Part of the Furniture Combo Breaker
    Sammy_Girl wrote: »

    Doelani, why didn't you like the switching calls?? What was so bad with them??


    because 9/10 sorry 10/10 it was because a DD had not moved over, salary had not moved, tehy ahd recieved bank charges...............oh it is making me feel sick just remembering :eek:


    I am sure switching does work but I just wanted to know myself it was all done lol
    TOTAL 44 weeks lose. 6st 9.5lb :T
  • Sammy_Girl
    Sammy_Girl Posts: 3,412 Forumite
    doelani wrote: »
    because 9/10 sorry 10/10 it was because a DD had not moved over, salary had not moved, tehy ahd recieved bank charges...............oh it is making me feel sick just remembering :eek:


    I am sure switching does work but I just wanted to know myself it was all done lol

    Oohh, sounds awful :eek:

    What bank did you work for......don't tell me A&L???
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