Sub Prime Credit Card Club

darcyvuqua

holy crap londonuk bet that gobsmacked you

sscott5581

Just thought I would share this

Vanquis have increased my limit from £250 to £500 on my fourth statement.

I pay balance every month and use only approx 15% of limit.

londonuk2008

Got a call at work from other half at work too say a new card had arrived - and when I saw the limit , shocked aint the word! So tonight B/T my Vanquis - Capital one - and Barclaycard!! and still nearly 2k left!
Anyway I,m going to do the right thing and close them.

londonuk2008

Funny thing is I applied for MBNA - last month and like most on here I was offered £500 with £100 deposit - anyway never filled the forms in and sent back.

darcyvuqua

well done with the closing at least the apr is alot lower than the other two too

londonuk2008

:beer:

sscott5581 wrote: »

Just thought I would share this

Vanquis have increased my limit from £250 to £500 on my fourth statement.

I pay balance every month and use only approx 15% of limit.

They did this too me also and after a year increased to £1000.

londonuk2008

Vanquis - 49% , Capital one 29% , Barclaycard 34% - now all 0% for 6 months and standard APR of 18.9%.

londonuk2008

Plan would be now , after the 'other' accounts show settled - next year apply for a Virgin card..

darcyvuqua

what nasties do you have??

londonuk2008

I mean exsisting cards which I have balance transfered . I have no adverse info - file is clean . Got into trouble ten years ago (lost job etc) paid off , settled etc and spent the last few years building up. Started with Next / Littlewoods etc and then able to get a A+L account . Always had Barclaycard 11 + years . But could,nt get 'any' other mainstream card , or a card with a decent limit.