Sub Prime Credit Card Club

el_nino_5

yes 3 ccj's and a few defaults

darcyvuqua

are they paid and marked satisfied and when were they from

el_nino_5

no not paid they are from 4 years ago and I have only just found out this week I had them!

clio

Wakey wakey campers time to get up and boogie \0/

random_fat_bird

Boogie? At twenty to seven of the morning? You're delusional if you think that's going to happen *grin*

clio

RFB
lol why the best part of the day is early morning

darcyvuqua

im just enjoying a nice mug of lemsip mmmmmm its so tasty lol

any advice for el nino guys

i would say pay the outstanding sums before you even try to get on the credit card ladder! as 3 outstanding ccjs and however many defaults you have are at there worst when there not paid then you have a little bit more levi with potential lenders to show you have changed your ways and have took responisibility for you debts i did this this year and im now the owner of a mbna card i wish you the best el nino i hope someone else will advise you again today

pink_fairy_5

morning all

darcyvuqua wrote: »

what course you looking at doing chick?

well im doing a garment making course (10 weeks) - getting a sewing machine and will teach me how to use it, also want to be able to make and mend own clothes.

ive signed up for a psychology course but i dont think will be able to do it, is at night and i dont drive and dont think i will be able to get home!

so looking into the consumer law module which is 1 0f 12 modules of a degree, starting off slowly lol

my ds is trashing the house so am off to clear the carnage, back in a bit. hoping the postman brings me something shiny

clio

whats a DS then lol ??

darcyvuqua

pink_fairy wrote: »

morning all



well im doing a garment making course (10 weeks) - getting a sewing machine and will teach me how to use it, also want to be able to make and mend own clothes.

ive signed up for a psychology course but i dont think will be able to do it, is at night and i dont drive and dont think i will be able to get home!

so looking into the consumer law module which is 1 0f 12 modules of a degree, starting off slowly lol

my ds is trashing the house so am off to clear the carnage, back in a bit. hoping the postman brings me something shiny

i too hope there will be something shiny for you


right if i manage my mbna card for a year well and providing all my other credit accounts are fine too will i ever get a 0% deal or is that something i will have to wait untill my satisfied ccj and defaults drop off

also how many points does a application drop your score by i have 10 due to drop off next month


where is mr p when you need him lol I THINK HE MIGHT BE STROKING HIS CREDIT CARD lol