Sub Prime Credit Card Club

Kazzajr

zeus1234 wrote: »

hello kazzajr,
i had that as well. its fine it is your online protection You register the card with a password. Each time you make a purchase you give the password you register with

Thanks for that just found it weird as the site name had nothing to do with cap 1 was wary of putting my details in.

random_fat_bird wrote: »

That's ten pounds of vouchers toward the biscuit mountain* though, not to be sniffed at;)

* I'm saving my point vouchers for the luxuries that make Christmas vaguely bearable. The biscuit mountain being part of that :A

I thought you were better off getting the clubcard deals rather than spending the points instore as they are worth 4 times the value via deals?

I only used Tesco as I had codes, there isn't a Tesco near me and since I don't drive I usually go to Asda. so it is only now that I've got a clubcard (well have an online one anyway).

darcyvuqua

does anyone know how many points one credit search takes off your score i have 10 due to drop off next month just wondering what affect it will bring

Bambi234

Greetings All

Now my final debt payments are almost at an end :j I wanted to start getting my credit history back towards almsost normal.

To this end i have applied for a vanquis card online. The one with the rather reasonable 39.9%APR(Sarcasm there).

I found out they rang my mobile to try to speak to me was unable to take the call due to driving.

1) Is this standard practice.
2) If they do talk to me what info can i tell thenm that will aid my application.

TIA
Bambi

darcyvuqua

from what i have heard if they try to ring it is a good sign you have been accepted but dont take my words as printed in stone as its only what i have read on here

Bambi234

Thank you for the very very very quick relpy

Arrived a few secs after i hit submit........Cheers

darcyvuqua

no problems so is this your first time in the thread as there are a lot more of us in here some of them will be able to tell you where you stand with vanquis as alot of folk has a vanquis card

el_nino_5

What the easiest credit card to get accepted for???????

darcyvuqua

can i ask what is your credit history like or if you even have one

el_nino_5

my credit score is bad

darcyvuqua

do you have defaults or ccjs if so are they satisfied and when were they? sorry to ask the questions as we need some info to try to help