Sub Prime Credit Card Club

kiora

My cheque cleared last wedensday and since then have heard nothing, begining to worry now, Darcy how long did it take from your cheque clearing to you getting you letter and pin number. Just hoping they have not changed their mind.

PROLIANT

Just think of the interest that MBNA will be earning on all of these hundred quids that will be saving for 6 months, 100K accepted subprimers * £100 = £10,000,000 * BOE base rate 2.5% for 6 months that will make them...£250,000 in free interest :eek:

louiser123

hubby applied for this after reading posts and got the same ring us, he decided due to phone phobia not to bother recieved letter today to say soory cant let you have a card!!!!:rotfl:

jayjayuk

while waiting for my MBNA Card to come.....

cap1 just increased me from £200 to £500 limit, whicj i had when i was 18 lol......

mind you my 0% offer runs out in niv 1st

i hope my mbna card shows up soon :P

and proliant..... yes i mentioned about how much money they will be making..... thing is though, y is it akways the poor people who want credit and who can pay who end up with the short straw???

its like you get a few cards.... spend say about 2k intrest is 34%

yet you have others with 12k on cards @ 17% dont pay in full and they get 0% cards all the time?????

when we could do with a 0% card to bt and pay off our debt..... there would be less ppl going bankrupt and people would get there money back

emmy05

im not bothering with the deposit to get the card, doesnt make sense for me to pay a deposit and get it back 6 months later, and i dont like the thought of them making interest on it either ...........

darcyvuqua

kiora wrote: »

My cheque cleared last wedensday and since then have heard nothing, begining to worry now, Darcy how long did it take from your cheque clearing to you getting you letter and pin number. Just hoping they have not changed their mind.

i did not have to pay the £100 for some strange reason but had to sign a credit agreement i was offered the card at 19.9% instead of the advitised 17.9% i sent my agreement back 10 days ago recieved my pin welcome letter account number and credit card cheques but no card lol i am like a child waiting for the postman/lady every morning hope you hear something soon

emmy05

you deserve it too darcy, youve waited so long for a decent card and the APR is brilliant tbh as a starter card :beer:

darcyvuqua

yes i know its slightly better than the sub prime cards cant believe that i was accepted to be honest but i could not have done it without mse and the sub prime thread mr p deserves a gong for this thread (lol) In my eyes apart from the odd muppet i have felt comfortable with talking about stuff with all you guys i hope it has made others feel as welcome as me!!

darcyvuqua

emmy i just clicked your profile by mistake hehehe i love your occupation lol


dirty dirty lady lol xx

emmy05

darcyvuqua wrote: »

emmy i just clicked your profile by mistake hehehe i love your occupation lol


dirty dirty lady lol xx

:rotfl: :rotfl:

haha i changed my location yesterday, and wondered if i should change that too, but my inner voice said 'nah, noones gonna see!'
this thread just rocks and to echo other ppl, its good to know that im not alone getting my way to the top, its made such a difference to me and has made me look at my finances and spending in a much more different light, have to say i no longer spend it on Crap for the hell of it.
we've not had a muppet appear for a while now, lets hope it stays that way lol