Sub Prime Credit Card Club

darcyvuqua

no offence jayjay but the credit card from nationwide is the best of the lot i would close all accounts and stay with that card!!

darcyvuqua

woooooooooooh i just made my very first and last jar of jam lol honestly it tastes lovely and i will do it again soon in the days when money is getting short im going to make or try to make as much as i can!!

cas-dor

jayjayuk wrote: »

hi all i have applied for the mbna card £100 deposit and £500 limit. ive been accepted, but still dont have the paperwork its been since wednesday.... and its sunday now.....

also i was wondering how easy it will be to get the £100 back? and how quickly they will upgrade our accounts???

i have had aqua/cap1/vanquish/bos and many others
i currently have:

a 4k zopa loan 05.08.2008 @ 14% that got rid of my loan of 3k @ 69% yes 69%!!!!!! which i had in jan08
a 2600 cc 17.9% from nationwide only used £600
cap1 visa at 0% till november £200 only £100 used paid in full
new ford car 0% for 5 years

so im not sure why they need £100? i have no missed payments but due to my changes in card and searches... im unable to get mainstream cards

yes 69% from where. which company send the link,that mean that yr report is bad.

kiora

Cas-dor, no disrepect intended but why are you trying to apply for so much credit, it will only do your credit report damage as too many credit applications in such a short time will only lead them to think that you are desperation.
Please do not take this as a dig at you but by reading your posts you seem to be appplying for an awful lot of credit, give it 6-12 months and then try for some new credit.

PROLIANT

Looks like I might of rubbed off on a couple of folk..... :rotfl:

darcyvuqua

PROLIANT wrote: »

Looks like I might of rubbed off on a couple of folk..... :rotfl:

lol.................................maybe just maybe

kiora

Mr P, I hope I havent ofended you as was not aimed at you but a general observation about Cas-dor. Just trying to save hi from rejection.:o

PROLIANT

kiora wrote: »

Mr P, I hope I havent ofended you as was not aimed at you but a general observation about Cas-dor. Just trying to save hi from rejection.:o

No, you have hit the nail on the head, too many apps screws your score no end, good advice Kiora. :beer:

jayjayuk

it was everyday loans. i had an interview.....

my nationwide cc, cap1, barclays, aqua card were all maxed out cause i was ill and in uni......

the loan payed it all off..... reason was i couldnt get any 0% card to cover them all.... i have paid everyday loand £190 a month for 8 months.... i was so happy when i got my loan from zopa.
i loved writing the cheque.

yes i like the apply button..... only reason my nationwide cc has money on it atm is cause i went on holiday this month. so i put a bit on that, will have it paid off in the next few month though @ £200 - £300 a month,

reason i got cap1 was the equifax thing, n i want an mbna card to be with the big boys...

gotta agree the nationwide card is good, but after being with them for over 3 years and only having my limit increased by £600 after paying it off in january.

i have no missed or late payments on my profile since i had credit, i think its just down to the apply button and these nice ?0% cards i cant get gonna ease off till next year though as i want to get a house soon

cas-dor

kiora wrote: »

Cas-dor, no disrepect intended but why are you trying to apply for so much credit, it will only do your credit report damage as too many credit applications in such a short time will only lead them to think that you are desperation.
Please do not take this as a dig at you but by reading your posts you seem to be appplying for an awful lot of credit, give it 6-12 months and then try for some new credit.

i know and thanks somethime am just curious just to know. somethime i ask for a freind who doesnt know about anything.am done with pressing apply. i will i have now mobile, plus mbna visa to build my record until next year.thanks again