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darcyvuqua

haha i was decliened so no more searches for a year defo at least 6 months lol

CCH

darcyvuqua wrote: »

haha i was decliened so no more searches for a year defo at least 6 months lol

Oh dear! Guess I was lucky then. The only reason I applied was so I can use it to build my dreadful credit. My bf and I will be buying a place together in the next year and I dont want him to suffer due to my bad rating. I was declined for Cap 1 and Aqua 2 days ago. Do you have MBNA? I am considering applying next month when my default falls off. I am not on the electoral role (Damn Chiswick council wont add me until December) and I am new to the area. Do you have defaults etc... and still managed to get MBNA? I thought I read somewhere you did.

darcyvuqua

yeah 2 x default and a ccj all satisfied but still 2 and a half years left till there all off got a mbna card 19.9% and £500 limit so just wait a year then should be ok no searches etc nice green zeros

CCH

darcyvuqua wrote: »

yeah 2 x default and a ccj all satisfied but still 2 and a half years left till there all off got a mbna card 19.9% and £500 limit so just wait a year then should be ok no searches etc nice green zeros

Are you on the electoral role? Did it say you were accepted on the internet?

darcyvuqua

yes on the ER it was on the internet i applied at the end it said i needed to ring a number when i rang they said i was accepted but with a different apr which was really good after cap one vanquis aqua and monument all knocked me back i was over the moon and 19.9% was better than some if not all of those cards

PROLIANT

darcyvuqua wrote: »

yes on the ER it was on the internet i applied at the end it said i needed to ring a number when i rang they said i was accepted but with a different apr which was really good after cap one vanquis aqua and monument all knocked me back i was over the moon and 19.9% was better than some if not all of those cards

Ok Darcy boy now youve got your "up market" card fok off over to the posh cards section!!!! lol :rotfl: :rotfl: :rotfl: :rotfl: only kidding mate!

darcyvuqua

ok be that way your racist cos im welsh fine




lol only kidding too lol

cas-dor

CCH wrote: »

Are you on the electoral role? Did it say you were accepted on the internet?

hi applied over the phone they were telling me that i only can have a cash account thas any one know what that mean am get :mad: now. and if u get decline how long u can re-apply again.
the link that you said is just to register becouse they sent me e-mail saying thank u for registering with next directory. please make to understand

PROLIANT

darcyvuqua wrote: »

ok be that way your racist cos im welsh fine




lol only kidding too lol

Whos boots are those shoes, whos coat is that jacket?

darcyvuqua

if you can guess how many sweets are in my pocket you can have both of them lol