Sub Prime Credit Card Club

clio

is yours a mastercard or visa London?

londonuk2008

Just a sub prime Visa!

emmy05

im not too impressed by capital 1 tbh, but at least its a credit card i guess, my application was also referred to me when i applied for it as well

vanquis are great for me so im glad i got that card too, altho would be nice to know when i could apply for a 'proper' credit card really,

and i thought mr p wouldve got here by now, oh well ..................

dolally_2

Anybody had a bank of scotland standard card? Have applied last week but they just said that my application had been referred and I would hear back in 7-10 days. I guess it is a no but the website said it was for new or rebuilding credit history!!

When they say no, which is the easiest subprime cc to get? (have 2 satisfied defaults from 2005)

Cheers, great thread anyway - pity Mr P isn't here to advise us newbies!! :j

emmy05

i agree about mr p, he does know his stuff, and i wish hed get back here soon

as for them referring your application, i would still be hopeful, sure theyre just after more info that they couldnt get from you when you first applied, but be sure to let us know how you got on, sounds good

dolally_2

Just a thought - has anyone tried the littlewoods card? I seem to remember it being fairly easy to obtain and came with £400 limit. It is barclaycard in disguise (again!!!!!!!!!) :rotfl:

londonuk2008

Yeah Barclaycard , they are behind a number of cards.....

darcyvuqua

i have a littlewoods catalogue account with 400 limit will i be able to obtain the credit card??

dolally_2

It might be worth a try. If you get it they only report to experian, well did for me anyway. If your littlewoods account has been well maintained then this might also help but not really sure.

All I know is that they gave me a card when cap 1 said no!!

londonuk2008

Maybe , the bottom line it is down to Barclaycard - they use I think Equifax.Which is the best with you Equifax or Experian? Careful with the searches mate!