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New to this site, but not new to debt!!!
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Forgot to mention Cat, look here, ask away, then the members will try and help to cut down your grocery bill.Click here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
Cat, this is the 'sticky' thread, always at the top of the DFW Board, which gives links to all the challenges, including the Grocery Challenge.Hi, we’ve had to remove your signature. If you’re not sure why please read the forum rules or email the forum team if you’re still unsure - MoneySavingExpert Forum Team0
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hi cat in the hat you really should look at the lunches i make sausage roll s or veg tarts and things at the weekend pull them out in the morning s and by lunch there lovely in there lunch boxes not hot or sticky it saves a fortune i ve only started this money savinlark three months ago and we ve saved 2400 on a lot less income than yours but the most successsful part has been the food budget and clothes budget i used get to get a buzz about hand bags and shopping now i buzz off seeing my savings balance rise im so much happier and you will be to it becomes addictive once you start
thanx for putting the link in people im useless at computersLife is short, smile while you still have teeth0 -
Started dialogue with my children - ALL:rotfl: going to have packed lunches and all keen to help baking!!! Just written out menu for the month - we ARE going to do this and get the DCA's off our backDEBT free:j0
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its nice to here you more positive we started this with a target of saving 5k and can t believe with all the help were nearly half way there it will be a long haul but every time your purse or cards come out reprogramme your brain to panic and think do i really need to use them the shock at the end of the month of how much is left in the bank is great i really get chuffed about it i ll keep popping in to see how your getting on good luck to you and your familyLife is short, smile while you still have teeth0
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catinthehat1 wrote: »Started dialogue with my children - ALL:rotfl: going to have packed lunches and all keen to help baking!!! Just written out menu for the month - we ARE going to do this and get the DCA's off our back
Well doneWe make ours up the night before and pop them in the fridge. Children prefer it too as the lunch stays cooler for longer.
good luck with it all and...ahem.....what about the Sky?0 -
catinthehat1 wrote: »Started dialogue with my children - ALL:rotfl: going to have packed lunches and all keen to help baking!!! Just written out menu for the month - we ARE going to do this and get the DCA's off our backClick here for Martins (MSE) advice on who to contact with Debt Issues - YOU HAVE NO REASON TO USE A FEE PAYING DEBT MANAGEMENT COMPANY- THEY CANNOT DO ANYMORE FOR YOU THAN THOSE LISTED IN MY LINK ABOVE.
All information given by myself is offered informally and without prejudice - if in doubt seek help from a qualified and insured professional0 -
I am going to look into that - at the moment we pay Tiscali for broadband, so will find out what Sky offer and change our package if poss -
just working out with my children pocket money - they don't get it at the moment - we just give them money (not excessive amounts) - then once their money has gone, it's gone - going to get them into the saving mode!!DEBT free:j0 -
Thinking about trying the '£10 a day' challenge...!DEBT free:j0
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hi cat i have nt tried the 10 pound challenge but if you do well let us know i will give it a go any thing towards our 5k target will help glad you found the grocery challenge it runs every month and is a god sendLife is short, smile while you still have teeth0
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