URGENT HELP - Stopped with No Insurance or MOT??

tomstickland

Iamthesmartestmanalive wrote: »

Tbh if you cant be responsible enough to know when your MOT etc is due then are you really responsible enough to own a motor vehicle which is capable of so much damage

Its not exactly hard to either remember it or set up some sort of reminder on a pc, diary, phone etc etc or even just check regularly

If they cant be bothered checking an MOT certificate regularly you have to wonder if they check brakes, oil etc etc

And just because the car passed is irrelevent, it could have equally had a potentially fatal fault

I bet a £60 fine will stop you forgetting again

Here's to a future where noone makes any mistakes or is never ill.

Pound

mistyarthur wrote: »

maybe not expect to be pulled over but from what the previous poster was saying its a possibility. To be honest though whats the chances of driving by one on a normal day

If you go on the motorway, it's an almost certainty that you will pass an ANPR camera which alerts some control centre that you don't have insurance. Obviously whether they send anyone after you can depend on if they have someone available.

annedenton423

Thanks to everyone responding to this.

Firstly, I am fully insured and have been since 29th March - renewal with the same company. The insurance company have to send the insurance information directly to the MID (Motor Insurance Database) where it is uploaded and is accessible by the DVLA and Police. My insurance company have not done that, and I am now therefore in battle with them as to why they did not do this. Normally 48 hours after renewal, but now some 6 weeks!!!!

When I invited the Police to inspect my Certificate of Insurance, they did so and called the insurance company to confirm it was valid. I offered to dig out the MOT for them, but they said they had to go now and that I was to produce it within the next 7 days, etc.

I couldn't find the Cert so called Renault who informed me it had run out on 21st April. I had expected a reminder, but technically they are not obliged to do that.

I had the MOT done the same afternoon, which passed and then went to the Police Station to present it.

I WAS CAUTIONED!!! Talk about overkill, the Police had already put me in the back of their car and left my sleeping baby in mine when they pulled me!!!!

So that's exactly what happened. I think that is probably the end of it. There may well be a fine, but I had invited the Police to stay whilst I dug it out, but they didn't, so as Quentin said, they may well just leave it??

Kind regards

Anne

annedenton423

I believe that once the car is insured, you can drive to a pre-booked MOT appointment without MOT or Tax.

Conor_3

annedenton423 wrote: »

I WAS CAUTIONED!!! Talk about overkill, the Police had already put me in the back of their car and left my sleeping baby in mine when they pulled me!!!!

That's what happens to people who break the law. You get cautioned because what you say may be used in evidence against you if it goes to court.

Optimist

annedenton423 wrote: »

I WAS CAUTIONED!!! Talk about overkill, the Police had already put me in the back of their car and left my sleeping baby in mine when they pulled me!!!!
Anne

As you have been cautioned then that's it. A police caution is just a formal warning about your future conduct. Its used instead of a prosecution, It should have been explained to you You should also have agreed to the caution

Put it down to experience and I suggest you add your MOT date to your diary so you don't forget again

Stephb1986_2

Conor wrote: »

That's what happens to people who break the law.

Thats a bit harsh! are you telling me you never forget anything? its easy done to forget something like a MOT :mad:

Steph xx

Ms_Chocaholic

About 8 years ago I too forgot to get my car MOT'd and I didn't notice until I went to look for it to get my car tax (some six months later) that I had not had it done. Luckily I wasn't stopped by the Police in the intervening period, if I had I would have been in the same position as the OP.

whatatwit

Pound wrote: »

So, if I insure my car then get in it a few days later and drive passed some ANPR equipped cop car I can expect to be pulled over?

Depending upon how quickly your insurance company update the MID database, then yes....you may well be pulled over.
That's exactly what happened to my dad, when stopped by the police, that was the reason they gave for stopping him.
But, you can check if your vehicle is showing as insured by using the www.askmid.com site and if there is a delay, then possibly carry your cover note with you.

mustrum_ridcully

Optimist wrote: »

As you have been cautioned then that's it. A police caution is just a formal warning about your future conduct. Its used instead of a prosecution, It should have been explained to you You should also have agreed to the caution

Put it down to experience and I suggest you add your MOT date to your diary so you don't forget again

It's not exactly formal warning...
Will a simple caution go on my criminal record?

A simple caution is not a criminal conviction, but it will be recorded on the police database. It may be used in court as evidence of bad character, or as part of an anti-social behaviour order (ASBO) application.

http://www.homeoffice.gov.uk/police/powers/cautioning/