We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

moneymabels debt free by 2009 challenge

1182183185187188406

Comments

  • **Amy**
    **Amy** Posts: 2,680 Forumite
    Cath - i can send you a blank version of mine if you want? Its hard to describe but I have each month as a column, all my outgoings for each month in that column.

    Then below that I have how much i have left and i divide that by 4 (weeks)

    Then below that I have extra money that comes in (which automatically comes off my debt total).

    Below that I have my debt totals and they automatically update when i add money to them on the spreadsheet.

    And its pretty! :rotfl:

    Thanks Hayley. They do like their cuddles, but on their terms. Both escaped this morning when i was off to work, cue me running down the road, bags in tow trying to stop them from crossing the main road. :rolleyes: :eek:

    x
    Debt: just my mortgage :D
  • Nichelette
    Nichelette Posts: 2,141 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning all.

    Thanks for the info Cath, I might hang on to them until ebay have a 5p/free listing day in Spetember or October when people will know which books they need. I can set them at a buy it now price then if they don't sell I can sell them to the book shop on campus. That said, with the ebay/paypal fees I doubt I'll get more than 1/3 anyway... the dilemma lol. Some people on campus put notices up with books they are selling, I might try that instead.
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • Nichelette
    Nichelette Posts: 2,141 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Oh, I forgot to say I checked quidco this morning and where the lovefilm cashback has increased to £20 recently it has also increased in my tracking :D.
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • thepinklady
    thepinklady Posts: 1,459 Forumite
    I had the same problem last night when i was feeding my colleagues three siamese cats. I stupidly left one of the doors open when i went in and one run straight through my legs and out the door. I managed to catch him up, but boy he was a fast lil runner :eek: .

    My mother informed me this morning we are going to Kent on Saturday to view 3 houses my parents are thinking of buying, 2 are in Maidstone, and 1 is in Sevenoaks. Bit scared as she wants to go Bluewater (big shopping centre)on Sunday, i think she forgets sometimes i'm trying to not spend money at the mo, so Sunday will be interesting. :rotfl:
  • **Amy**
    **Amy** Posts: 2,680 Forumite
    Awww siamese, they are lovely cats. My mum had one for years and she was so talkative! Yep cats are crafty. One of mine runs away with his tail up mieowing as he goes. Nutter.

    Ooooooooo Bluewater is literally 10 mins down the road from me. :D I havent been for ages though as i normally spend far to much money. :rotfl: Maidstone is lovely for houses. :j

    x
    Debt: just my mortgage :D
  • thepinklady
    thepinklady Posts: 1,459 Forumite
    I hate leaving them as they don't stop mieowing. They run up the stairs when i leave and jump on the window ledge to watch me go. Sooo soo cute.

    Thats what i'm dreading, spending far too much money I don't have. I used to live in Maidstone, so looking forward going back home.
  • tubby1987
    tubby1987 Posts: 60 Forumite
    Morning all, silly company sent the wrong application pack so filled it in anyways and sent it back with a cover letter explaining all the details as the end date is tomorrow :( they send letters out in two weeks so I'll soon find out if they submitted it or not lol
    Member No#16 of - moneymabels debt free by 2009 :j
    Total Start debt - £2514.44 (£1488.16 of it @ 0%) / Current Debt - £2414.44 (£1488.16 of it @ 0%)
    Total Start Saved - £2200 / Current Saved - £2200
  • thepinklady
    thepinklady Posts: 1,459 Forumite
    I have my fingers crossed for you Tubby. xx
  • **Amy**
    **Amy** Posts: 2,680 Forumite
    Oh Tubby, hopefully they will realise it was their mistake and allow it to be submitted.

    Fingers crossed you get through. :beer:

    Ooooo i just sold 2 things via someone i know! Thats £14 into my paypal account ready for the July challenge! :p
    Debt: just my mortgage :D
  • tubby1987
    tubby1987 Posts: 60 Forumite
    I hope so Amy & thepink lady when I was talking to the woman on the phone it sounded like it was all auto done. On the upside my boss called me in to work tonight (its my week off) as he has a stag party and a company party coming in so thats some extra cash to be paid off of the CC tomorrow.
    Member No#16 of - moneymabels debt free by 2009 :j
    Total Start debt - £2514.44 (£1488.16 of it @ 0%) / Current Debt - £2414.44 (£1488.16 of it @ 0%)
    Total Start Saved - £2200 / Current Saved - £2200
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.