moneymabels debt free by 2009 challenge

thepinklady

Morning all,

What a glorious day today :j

Aussie i hope you have a better day today

Hayleyx

**Amy**

Morning All :hello:

Sunny sunny sunny today!

Sorry to hear about your rubbish day yesterday Aussie.

Well done MM for putting savings away, can i ask what ISA you have? Im looking into it to start doing mine next year.

Hey Hayley - good news on the Quidco payment! :T

x

tattycath

Good morning everyone. (((hugs))) all round
Sorry about the kittens Amy (((hugs))).
Nichelette, regarding books. I sell alot of books on ebay and have sold on Amazon. I Look on Amazon and see how much a particular book goes for and if it is alot (some of them are) I sell on amazon, if it isn't alot I sell on ebay. You could try ebid-though I haven't tried it but it's cheaper than ebay. Someone mentioned a website called cqout apparently it's the second largest auction market place. Worth a shot!!!
I had a nice leisurely bath this morning and started drying my hair to discover... How could i forget to rinse it??? It felt all conditionery so I had to go and stick my head under the shower-it now feels much better!!!

tattycath

**Amy** wrote: »

Hi Nicki



As for ebay, im with you on the fees. I cant believe they have introduced a final value fee, its so stupid. I have run out of things to sell now, so im glad.

I've been on ebay for over 5 years and as far as I'm aware they have always had final value fees. Admittedly they have gone up lately but they have always been there. I have done quite well over last 3 months on ebay (despite the higher fees)
Nicki I find text books tend to go well, I sold most of mine on ebay from my uni days. Before I discovered amazon, but I agree if postage is high for the books Amazon isn't really helpful re. postage. I would try them on ebay first but put the start price at a price you will be happy to get or do a buy it now with best offer. If they don't sell you can always sell them to the uni campus shop thing. I wouldn't recommend putting them in your ebay shop unless they are quite rare or unless there are hardly any on ebay as they won't get as much exposure in the ebay shop. hth

thepinklady

Morning Amy,

I really didn't expect anything from Quidco this month, but a few things have tracked and been validated very quickly, so all good news, and will ALL be going towards my debt.

I updated my spreadsheet last night, spent ages putting it all together. I do love Excel.

**Amy**

Cath - i did mean they have hoiked the prices up rediculously not necessarily introduced the fees. I have been selling on ebay for years as well, and this year is the only time i have felt the pinch with the fees.

Hayley - im loving excel at the mo as well. I may have even done 2009 and 2010 spreadsheets! :rotfl: :eek: Mines all pretty colours now too.

Quidco is very cool. Whoever invented it deserves a big snog!

thepinklady

Amy - i'll find out for you and let he/she know

I've not added colours to my spreadsheet yet, i think that will be my next task. I put another £11 towards my debt last night (Amazon sales) and seeing it go down was great.

**Amy**

:rotfl: I havent had a snog for ages... the cats are getting annoyed with my kissing their heads all the time!

Oooo look at you go, adding to the debt payment. Its a brill feeling isnt it? :beer:

I told my mum last night about the extra money in my pay and she said i should treat myself with that money every month. I said nope, not until my debt is paid off, and she sort of sounded a bit giddy and said "blimey, you really are taking this seriously arent you".

tattycath

Excel spreadsheets??? Come on then, how do you do one of those. I have used excel...many moons ago and think a spreadsheet for debt is a great idea. unfortunately I can't remember how to do it... Please advise. thanks.
Oops sh*t gotta go to wo*k! late again!

thepinklady

I love adding to my speadsheet, i have changed my spreadsheet so i can now see all the totals going down - amazing feeling :j

Well done Amy, its great to see how determined you are to become debt free :T you go girl!!!

Your cats probably wouldn't have it any other way. They'd miss all the kisses if they stopped. My cat loves me fussing over her, i think my cat get more cuddles than my OH :rotfl: