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Aktiv Kapital (UK) - Who Are They?

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Comments

  • GeorgeUK
    GeorgeUK Posts: 7,737 Forumite
    Hi Grace - i believe they have until the 25th to produce the CCA.

    I'm sure there is another template letter you can send if after that period a CCA is not produced. Don't know of a letter to TS though.
    After falling off the gambling wagon (twice): £33,600 (24,000+ 9,600) - Original CC Debt: £7,885.91

    Dad Gift 6k ¦ Savings & Inv Tst: £2,500
    Loan 10k: £0 ¦ Dad 5.5k: £2,270 ¦ LTSB: £0 ¦ RBS: £0 ¦ Virgin £0 ¦ Egg £0

    Total Owed: £2,270 (+6k) 11/08/2011
  • RAS
    RAS Posts: 35,742 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Grace

    We really need to disentangle this lot as without doing so, it is impssoble to a dvise you what date Activ went into default and how close they are to criminal action.

    The letter suggesting they will refer your case to their solicitor is dead crafty. They would be in doodoo if they pursued you for the debt whilst a CCA request is outstanding, so they suggest they will move managment of the case elsewhere.

    What will actually happen is the solictor will ask for the CCA and if it is not forthcoming will tell them they are stuffed, but of course they are relying on you thinking that this is the precursor to court action.
    grace wrote: »
    I have sent two letters to this Company requesting the CCA

    Date of first letter requesting CCA? Date Signed for by Activ.

    What was in the second letter, what date signed for?
    grace wrote: »
    I have had a letter back after I sent my second request recorded delivery, saying they had applied for the CCA, that was before Christmas

    What date did they send the letter above to you?
    grace wrote: »
    and all I have had from them is a letter threatening to pass my account to their solicitor.

    What date did they send this out?
    grace wrote: »

    So now its stalemate... until they send the CCA I have no intention of responding to them.


    Good on you
    If you've have not made a mistake, you've made nothing
  • i feel like this is going to go on and on with me
  • in what way hun, Explain. Lets see if we can help you a bit more
    Night Owl Member No 1 :rotfl: :rotfl:
    Night owl member of the threesome. Rules are for fools to follow and wise men to be guided by
    No Man is worth your tears,
    And the one who is wont make you cry !!!!!
  • I have noticed this thread is getting clogged up with queries from quite a few people. Steve any chance you could start your own thread and i will look out for it. Maybe get you sorted out quicker rather thanreading through other posts as well wecan just answer your ploblem
    Night Owl Member No 1 :rotfl: :rotfl:
    Night owl member of the threesome. Rules are for fools to follow and wise men to be guided by
    No Man is worth your tears,
    And the one who is wont make you cry !!!!!
  • my hubby had recent letters from Debt Managers Ltd threatening to send in their doorstep agents for an 11 year old debt, we sent them a letter quoting the Limitation Act stuff and got a reply today, no further action - they are returning the file to Aktiv Kapital.
  • Aktiv kapital,cahoot,debt managers, There are a coupl of others about who do this by buying out debts that are out of date and past their sell by date and then they try and persue the debtors. Unfortunately most people think they have to morally pay it. They are the ones who encourage this sort of filth.
    ONLY COPY WHAT I AM DOING IF YOU ARE 100% SURE AND YOU KNOW EXACTLY WHAT THE END RESULT MAY BE. ALWAYS CONSULT A PROFESSIONAL BEFORE FOLLOWING MY ADVICE. I AM NOT LEGALLY TRAINED . IF WHAT I AM DOING HELPS YOU IN ANY WAY CLICK THE THANKS BUTTON
  • RAS wrote: »
    Grace

    We really need to disentangle this lot as without doing so, it is impssoble to a dvise you what date Activ went into default and how close they are to criminal action.

    The letter suggesting they will refer your case to their solicitor is dead crafty. They would be in doodoo if they pursued you for the debt whilst a CCA request is outstanding, so they suggest they will move managment of the case elsewhere.

    What will actually happen is the solictor will ask for the CCA and if it is not forthcoming will tell them they are stuffed, but of course they are relying on you thinking that this is the precursor to court action.



    Date of first letter requesting CCA? Date Signed for by Activ.

    What was in the second letter, what date signed for?



    What date did they send the letter above to you?



    What date did they send this out?

    If they are in criminal default report them to your local magistrates court. Enclose a copy of your letter and also a copy of your online statement showing the cheque has been cashed.
    ONLY COPY WHAT I AM DOING IF YOU ARE 100% SURE AND YOU KNOW EXACTLY WHAT THE END RESULT MAY BE. ALWAYS CONSULT A PROFESSIONAL BEFORE FOLLOWING MY ADVICE. I AM NOT LEGALLY TRAINED . IF WHAT I AM DOING HELPS YOU IN ANY WAY CLICK THE THANKS BUTTON
  • i had started a new thread smashedbooboo
  • Saz_C
    Saz_C Posts: 6 Forumite
    I also received a letter from Debt Managers this morning, saying that I owe 1,000 to Aktiv Kapital.

    I have seen the letter that you recommend that I send; however, they have so many of my details wrong (middle name, second line of address, post code) that I am loath to contact them in case they get the correct details.

    Is anyone able to offer any advice?
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